People's Community Federal Credit Union

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A short history of People's Community FCU

Since its inception in 1952 the People's Community Federal Credit Union has been serving its members in the Vancouver, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Edward Seidenberg, the People's Community FCU has grown its membership to over 12,029 with assets of more than $206,226,443. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (360) 695-5121 or email them at pccu@pccu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Vancouver, WA.

General Information For People's Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24713
Address PO Box 764 
City Vancouver 
State Washington 
Zip-Code 98666
Phone Number (360) 695-5121
Fax Number (360) 695-3377
Email Address: pccu@pccu.net
CEO/President Edward Seidenberg
Members 12,029 
Full-Time Employees 36 
Part-Time Employees
Number of Branch Offices
Total Assets 206,226,443 
Website http://www.peoplescu.org 

Compare People's Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Iq CU Fishers Landing Branch 2620 SE 165th Ave Ste 100 98668 (360) 695-3441 No 0.74
Columbia Community CU Hazel Dell Branch 808 NE 98th Cir 98666 (360) 891-4000 No 0.94
Longshoremen's Local 4 CU Longshoremen's Local 4 FCU 1209 Ingalls St 98666 (360) 694-7751 No 1.08
Lighthouse Community CU Lighthouse Community Credit Union 702 jefferson st 98660 (360) 694-8329 No 1.32
United Advantage Nw CU Killingsworth Office 1430 N Killingsworth St 97217 (503) 283-5193 No 5.36

People's Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


People's Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 1.90 5.25 6.25 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 2 424 468 174 260
Rank Among All Washington Credit Unions 1 55 55 29 27

People's Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 332 283
Rank Among All Washington Credit Unions N/A 18 15 43 36
People's Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 1.900381741,841
All Other Unsecured Loans/Lines of Credit 11.000700641,621
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2502073,452,225
Used Vehicle Loans 6.2504574,877,941
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25018757,787,303
Total Other Real Estate Loans/Lines of Credit 5.2501203,588,225
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.75051181,862
TOTAL LOANS & LEASES 2,10371,271,018

People's Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7214,038,35281,790,959
    b. 15 Years or less 857,642,336162,422,886
Balloon/Hybrid
    a. > 15 years 2328,170,15300
    b. 15 Years or less 77,936,46200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 361,290,077150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 842,298,148516,971
Open-End Fixed Rate 0000
TOTALS 30761,375,528304,280,816

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

People's Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes