Iq Credit Union

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A short history of Iq CU

Since its inception in 1940 the Iq Credit Union has been serving its members in the Vancouver, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kelly Schrader, the Iq CU has grown its membership to over 71,915 with assets of more than $954,618,693. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (360) 695-3441 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Vancouver, WA.

General Information For Iq CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60438
Address PO Box 1739 
City Vancouver 
State Washington 
Zip-Code 98668
Phone Number (360) 695-3441
Fax Number (360) 992-4250
Email Address: none
CEO/President Kelly Schrader
Members 71,915 
Full-Time Employees 260 
Part-Time Employees 23 
Number of Branch Offices 20 
Total Assets 954,618,693 

Compare Iq Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Columbia Community CU Hazel Dell Branch 808 NE 98th Cir 98666 (360) 891-4000 No 0.94
Longshoremen's Local 4 CU Longshoremen's Local 4 FCU 1209 Ingalls St 98666 (360) 694-7751 No 1.08
Lighthouse Community CU Lighthouse Community Credit Union 702 jefferson st 98660 (360) 694-8329 No 1.32
People's Community CU Downtown 904 Daniels St 98666 (360) 695-5121 No 2.60
United Advantage Nw CU Killingsworth Office 1430 N Killingsworth St 97217 (503) 283-5193 No 5.36

Iq Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Iq Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 2.99 8.50 4.25 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 145 664 174 74
Rank Among All Washington Credit Unions 9 15 60 29 1

Iq Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.05 0.10 0.10 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 120 143 134 332 259
Rank Among All Washington Credit Unions 14 18 23 43 28
Iq Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.74020,30632,240,134
All Other Unsecured Loans/Lines of Credit 12.0009,5959,687,496
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9907,211159,119,613
Used Vehicle Loans 8.50013,413183,172,345
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250494195,550,286
Total Other Real Estate Loans/Lines of Credit 3.7503,36194,825,227
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.05043719,632,744
TOTAL LOANS & LEASES 54,817694,227,845

Iq Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13123,965,56912330,538,007
    b. 15 Years or less 11312,101,719204,109,050
    a. > 15 years 123122,150,2901825,403,033
    b. 15 Years or less 3217,315,80565,615,632
Other Fixed Rate 1137,63600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9419,879,26700


Closed-End Fixed Rate 7463,06711436,331
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3,03883,846,80048213,675,159
Open-End Fixed Rate 31610,515,36000
TOTALS 3,855290,375,51366079,777,212


Interest Only & Payment Option 1st Mortgage Loans 63,680,695794,000
Interest Only & Payment Option Other RE/LOC Loans 396,1630
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Iq Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes