Pennsylvania State Employees Credit Union

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A short history of Pennsylvania State Employees CU

Since its inception in 1933 the Pennsylvania State Employees Credit Union has been serving its members in the Harrisburg, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gregory Smith, the Pennsylvania State Employees CU has grown its membership to over 432,398 with assets of more than $5,047,906,535. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (800) 237-7328 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Harrisburg, PA.

General Information For Pennsylvania State Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64131
Address PO Box 67013 
City Harrisburg 
State Pennsylvania 
Zip-Code 17106
Phone Number (800) 237-7328
Fax Number () -
Email Address: none
CEO/President Gregory Smith
Members 432,398 
Full-Time Employees 698 
Part-Time Employees 85 
Number of Branch Offices 22 
Total Assets 5,047,906,535 
Website http://www.psecu.com 

Compare Pennsylvania State Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pennsylvania Central CU Main Office 959 E Park Dr 17111 (800) 356-3875 No 3.70
Belco Community Credit Union CU North Hanover St 320 N Hanover St 17013 (717) 232-3526 No 3.97
New Cumberland CU EDC office 1 Airport Dr 17070 (717) 774-7999 No 4.54
Blue Chip CU Main Office 5050 Derry St 17111 (717) 564-3081 No 4.64
Susquehanna Valley CU Main Branch 3850 Hartzdale Dr 17011 (717) 737-4152 No 5.07

Pennsylvania State Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Pennsylvania State Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 44 100
Rank Among All Pennsylvania Credit Unions 39 53 25 7 35

Pennsylvania State Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 1.49 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 92 95
Rank Among All Pennsylvania Credit Unions 13 32 23 17 12
Pennsylvania State Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900124,385658,034,369
All Other Unsecured Loans/Lines of Credit 10.90029,608226,401,198
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99020,403409,965,522
Used Vehicle Loans 2.99084,1911,026,442,816
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25012,4931,014,350,467
Total Other Real Estate Loans/Lines of Credit 4.00012,855351,486,745
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.9008,56926,584,123
TOTAL LOANS & LEASES 292,5043,713,265,240

Pennsylvania State Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,829404,405,30842568,611,443
    b. 15 Years or less 3,738329,995,64621227,158,472
Balloon/Hybrid
    a. > 15 years 3290,21400
    b. 15 Years or less 0000
Other Fixed Rate 1,61049,232,0791437,228,207
Adjustable Rate 1 yr or less 35726,387,5341256,000
Adjustable Rate > 1 yr 3,956204,039,68639318,828,007

OTHER REAL ESTATE

Closed-End Fixed Rate 3,46077,346,90335811,045,318
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 9,395274,139,84285823,340,823
Open-End Fixed Rate 0000
TOTALS 25,3481,365,837,2122,390156,468,270

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pennsylvania State Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes