Pennsylvania Central Federal Credit Union

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A short history of Pennsylvania Central FCU

Since its inception in 1938 the Pennsylvania Central Federal Credit Union has been serving its members in the HARRISBURG, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gregory Wagner, the Pennsylvania Central FCU has grown its membership to over 11,393 with assets of more than $70,720,152. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (800) 356-3875 or email them at info@pacentralfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARRISBURG, PA.

General Information For Pennsylvania Central FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2625
Address 959 EAST PARK DRIVE 
City HARRISBURG 
State Pennsylvania 
Zip-Code 17111
Phone Number (800) 356-3875
Fax Number (717) 564-5066
Email Address: info@pacentralfcu.com
CEO/President Gregory Wagner
Members 11,393 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 70,720,152 
Website http://www.pacentralfcu.com 

Compare Pennsylvania Central Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Blue Chip CU Main Office 5050 Derry St 17111 (717) 564-3081 No 0.84
Belco Community Credit Union CU North Hanover St 320 N Hanover St 17013 (717) 232-3526 No 1.82
Local 520 U A CU Local 520 U.A. Federal Credit Union 7187 Jonestown Rd 17112 (717) 545-9329 No 4.88
Pennsylvania State Employees CU PSECU Financial Education Center @ HACC Lancaster Campus 1641 Old Philadelphia Pike 17602 (717) 293-5281 No 5.24
Hershey CU Annville Branch 710 E Main St 17003 (717) 868-3080 No 5.65

Pennsylvania Central Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Pennsylvania Central Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.49 3.49 4.46 4.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 208 146 201 172
Rank Among All Pennsylvania Credit Unions 72 79 42 65 63

Pennsylvania Central Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.33 0.84 0.79
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 92 200 187
Rank Among All Pennsylvania Credit Unions N/A 37 12 47 33
Pennsylvania Central Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,4644,421,131
All Other Unsecured Loans/Lines of Credit 8.990226972,404
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.49062912,188,955
Used Vehicle Loans 3.4901,82626,518,245
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4601677,422,900
Total Other Real Estate Loans/Lines of Credit 4.5302016,215,639
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.15016760,282
TOTAL LOANS & LEASES 4,52958,499,556

Pennsylvania Central Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,39700
    b. 15 Years or less 701,961,4365259,376
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 955,409,0674282,912
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 751,587,2014154,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1264,628,438468,595
Open-End Fixed Rate 0000
TOTALS 36813,638,53917764,883

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pennsylvania Central Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes