Pennstar Federal Credit Union

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A short history of Pennstar FCU

Since its inception in 1960 the Pennstar Federal Credit Union has been serving its members in the Hermitage, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pamela Suber, the Pennstar FCU has grown its membership to over 4,320 with assets of more than $42,548,911. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (724) 981-2973 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hermitage, PA.

General Information For Pennstar FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13760
Address 4139 E State St 
City Hermitage 
State Pennsylvania 
Zip-Code 16148
Phone Number (724) 981-2973
Fax Number (724) 981-2973
Email Address:
CEO/President Pamela Suber
Members 4,320 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 42,548,911 

Compare Pennstar Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mercer County Community CU Mercer County Community FCU 428 N Sharpsville Ave 16148 (724) 342-2246 No 1.09
Mahoning Valley CU Mahoning Valley FCU 15 Colonial Dr Ste 13 44505 (330) 759-9570 No 13.31
Bessemer System CU 106 Woodfield Dr 106 Woodfield Dr 16125 (724) 588-6119 No 13.41
Doy CU DOY Federal Credit Union Main Offices 1500 Gypsy Ln 44505 (330) 744-5680 No 13.82
Youngstown City Schools CU YCSCU 20 W Wood St 44501 (330) 744-5846 No 13.94

Pennstar Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pennstar Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 2.99 4.25 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 91 174 99
Rank Among All Pennsylvania Credit Unions N/A 26 25 53 34

Pennstar Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.40 1.15 1.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 76 143 140
Rank Among All Pennsylvania Credit Unions N/A 27 9 29 23
Pennstar Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.4004881,563,250
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000228,029
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901933,010,383
Used Vehicle Loans 2.9905505,869,383
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250903,613,193
Total Other Real Estate Loans/Lines of Credit 3.99032806,361
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.990118704,326
TOTAL LOANS & LEASES 1,49315,574,925

Pennstar Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 903,613,1939512,237
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 32806,3615182,484
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1224,419,55414694,721


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pennstar Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes