Mercer County Community Federal Credit Union

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A short history of Mercer County Community FCU

Since its inception in 1957 the Mercer County Community Federal Credit Union has been serving its members in the HERMITAGE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sandi Carangi, the Mercer County Community FCU has grown its membership to over 9,456 with assets of more than $77,425,962. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (724) 981-9410 or email them at contact@mercomfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HERMITAGE, PA.

General Information For Mercer County Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11891
Address 559 N HERMITAGE RD 
City HERMITAGE 
State Pennsylvania 
Zip-Code 16148
Phone Number (724) 981-9410
Fax Number (724) 981-9412
Email Address: contact@mercomfcu.org
CEO/President Sandi Carangi
Members 9,456 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 77,425,962 
Website http://www.mercomfcu.org 

Compare Mercer County Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pennstar CU Pennstar Federal 4139 E State St 16148 (724) 981-2973 No 0.57
Mahoning Valley CU Mahoning Valley FCU 15 Colonial Dr Ste 13 44505 (330) 759-9570 No 13.31
Bessemer System CU 106 Woodfield Dr 106 Woodfield Dr 16125 (724) 588-6119 No 13.41
Doy CU DOY Federal Credit Union Main Offices 1500 Gypsy Ln 44505 (330) 744-5680 No 13.82
Youngstown City Schools CU YCSCU 20 W Wood St 44501 (330) 744-5846 No 13.94

Mercer County Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mercer County Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.49 2.77 3.86 3.31 3.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 200 117 186 51 66
Rank Among All Pennsylvania Credit Unions 32 41 58 9 23

Mercer County Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.62 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 237 192
Rank Among All Pennsylvania Credit Unions 13 29 N/A 60 34
Mercer County Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4901,3071,573,066
All Other Unsecured Loans/Lines of Credit 6.9005861,919,415
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7703044,240,831
Used Vehicle Loans 3.8608568,711,154
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.310201,239,932
Total Other Real Estate Loans/Lines of Credit 3.65039412,826,759
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7603892,125,854
TOTAL LOANS & LEASES 3,85632,637,011

Mercer County Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4323,17100
    b. 15 Years or less 16916,76100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 36812,492,118311,366,662
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 26334,64114108,219
Open-End Fixed Rate 0000
TOTALS 41414,066,691451,474,881

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mercer County Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes