Penn State Federal Credit Union

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A short history of Penn State FCU

Since its inception in 1959 the Penn State Federal Credit Union has been serving its members in the BELLEFONTE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Barr, the Penn State FCU has grown its membership to over 16,426 with assets of more than $179,506,259. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (814) 355-2711 or email them at psfcu@pennstatefederal.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLEFONTE, PA.

General Information For Penn State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12729
Address 123 AMBERLEIGH LN 
City BELLEFONTE 
State Pennsylvania 
Zip-Code 16823
Phone Number (814) 355-2711
Fax Number (814) 863-6183
Email Address: psfcu@pennstatefederal.com
CEO/President Cheryl Barr
Members 16,426 
Full-Time Employees 46 
Part-Time Employees
Number of Branch Offices
Total Assets 179,506,259 
Website https://pennstatefederal.com 

Compare Penn State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Titan CU Main Office 114 Mack Ave 16823 (814) 359-4540 No 5.76
State College CU Main Branch 724 S Atherton St Ste B 16801 (814) 234-0252 No 12.46
Spe CU Science Park Office 650 Science Park Rd 16803 (814) 237-5458 No 13.73
Standard Steel Emp CU standard steel emp federal credit union 101 1st ave 17009 (717) 248-7701 No 24.17
First Area CU First Area Federal Credit Union 23 S Dorcas St 17044 (717) 248-5103 No 26.35

Penn State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Penn State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 1.99 1.99 4.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 34 21 190 100
Rank Among All Pennsylvania Credit Unions 72 8 5 59 35

Penn State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.01 0.10 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 150 332 266
Rank Among All Pennsylvania Credit Unions N/A 51 33 95 57
Penn State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9003,6384,928,247
All Other Unsecured Loans/Lines of Credit 7.0001,6138,985,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9902794,731,631
Used Vehicle Loans 1.9901,43415,074,005
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.38010219,244,334
Total Other Real Estate Loans/Lines of Credit 4.00060119,593,232
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0003024,926,219
TOTAL LOANS & LEASES 7,96977,483,285

Penn State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4568,783142,599,745
    b. 15 Years or less 3114,2592295,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9518,561,29281,603,686

OTHER REAL ESTATE

Closed-End Fixed Rate 41016,445,298884,977,997
Closed-End Adjustable Rate 8187,727123,515
Open-End Adjustable Rate 1832,960,207251,301,180
Open-End Fixed Rate 0000
TOTALS 70338,837,56613810,801,123

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Penn State Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes