State College Federal Credit Union

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A short history of State College FCU

Since its inception in 1969 the State College Federal Credit Union has been serving its members in the STATE COLLEGE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terry Shoemaker, the State College FCU has grown its membership to over 1,818 with assets of more than $17,165,345. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (814) 234-0252 or email them at info@statecollegefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in STATE COLLEGE, PA.

General Information For State College FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19483
Address 724 S ATHERTON ST STE B 
City STATE COLLEGE 
State Pennsylvania 
Zip-Code 16801
Phone Number (814) 234-0252
Fax Number (814) 234-1665
Email Address: info@statecollegefcu.com
CEO/President Terry Shoemaker
Members 1,818 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,165,345 
Website http://www.statecollegefcu.com 

Compare State College Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Spe CU Science Park Office 650 Science Park Rd 16803 (814) 237-5458 No 2.96
Titan CU Main Office 114 Mack Ave 16823 (814) 359-4540 No 7.39
Penn State CU Penn State Federal Credit Union 123 Amberleigh Ln 16823 (814) 355-2711 No 7.77
Standard Steel Emp CU standard steel emp federal credit union 101 1st ave 17009 (717) 248-7701 No 18.04
First Area CU First Area Federal Credit Union 23 S Dorcas St 17044 (717) 248-5103 No 19.41

State College Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


State College Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.38 3.46 3.12 3.26
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 69 143 36 39
Rank Among All Pennsylvania Credit Unions 39 20 41 5 14

State College Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.63 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 236 N/A
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 59 N/A
State College Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900157513,956
All Other Unsecured Loans/Lines of Credit 7.4102091,558,460
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.38052885,384
Used Vehicle Loans 3.4601761,930,179
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.120483,457,053
Total Other Real Estate Loans/Lines of Credit 3.260271,394,950
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.60040517,741
TOTAL LOANS & LEASES 70910,257,723

State College Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1154,25200
    b. 15 Years or less 473,302,8013220,175
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 271,394,9507466,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 754,852,00310686,775

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

State College Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes