Patriot Federal Credit Union

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A short history of Patriot FCU

Since its inception in 1965 the Patriot Federal Credit Union has been serving its members in the Chambersburg, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brad Warner, the Patriot FCU has grown its membership to over 56,687 with assets of more than $587,626,731. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (717) 263-4444 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chambersburg, PA.

General Information For Patriot FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16574
Address P.O. Box 778 
City Chambersburg 
State Pennsylvania 
Zip-Code 17201
Phone Number (717) 263-4444
Fax Number (717) 263-8684
Email Address:
CEO/President Brad Warner
Members 56,687 
Full-Time Employees 162 
Part-Time Employees 21 
Number of Branch Offices
Total Assets 587,626,731 

Compare Patriot Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
1st Ed Credit Union CU FCTCU 1156 Kennebec Dr 17201 (717) 264-6506 No 1.08
Neighbors 1st CU Main-626 N Grant St 626 N Grant St 17268 (717) 762-8431 No 12.33
Bull Dog CU Main Office 580 Northern Ave 21742 (301) 797-6318 No 18.57
Washington County Teachers CU Main Office 19638 Leitersburg Pike 21742 (301) 790-3131 No 21.24
M B F T CU MBFT FEDERAL CREDIT UNION 1 Poplar St 21788 (301) 271-5722 No 25.35

Patriot Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Patriot Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.34 4.49 6.71 4.74 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 111 340 518 237 199
Rank Among All Pennsylvania Credit Unions 12 117 154 79 74

Patriot Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.37 0.10 0.32 1.42 1.42
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 82 129 94 100 103
Rank Among All Pennsylvania Credit Unions 6 37 13 19 15
Patriot Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.3404,7599,445,938
All Other Unsecured Loans/Lines of Credit 7.4904,83912,570,686
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.1401664,680,597
New Vehicle Loans 4.4903,11160,318,871
Used Vehicle Loans 6.71014,387159,677,880
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7401,585119,953,902
Total Other Real Estate Loans/Lines of Credit 4.7401,43333,798,367
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6101,27110,802,570
TOTAL LOANS & LEASES 31,551411,248,811

Patriot Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 32134,891,8529013,482,353
    b. 15 Years or less 85750,761,163645,249,415
    a. > 15 years 89,516,31214,878,000
    b. 15 Years or less 6714,174,96282,008,711
Other Fixed Rate 10117,09900
Adjustable Rate 1 yr or less 32210,492,514341,241,331
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 79420,253,899722,700,094
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 63913,544,468122,846,495
Open-End Fixed Rate 0000
TOTALS 3,018153,752,26928132,406,399


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Patriot Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes