Neighbors 1st Federal Credit Union

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A short history of Neighbors 1st FCU

Since its inception in 1968 the Neighbors 1st Federal Credit Union has been serving its members in the WAYNESBORO, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Laura Shetter, the Neighbors 1st FCU has grown its membership to over 1,662 with assets of more than $10,704,056. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (717) 762-8431 or email them at frickfcu@planetcable.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WAYNESBORO, PA.

General Information For Neighbors 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18847
Address 626 N GRANT ST 
City WAYNESBORO 
State Pennsylvania 
Zip-Code 17268
Phone Number (717) 762-8431
Fax Number (717) 762-0094
Email Address: frickfcu@planetcable.net
CEO/President Laura Shetter
Members 1,662 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,704,056 
Website http://www.neighbors1stfcu.com 

Compare Neighbors 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Patriot CU Lincoln Highway East 1536 Lincoln Way E 17201 (717) 263-4444 No 8.94
1st Ed Credit Union CU FCTCU 1156 Kennebec Dr 17201 (717) 264-6506 No 9.23
Bull Dog CU Main Office 580 Northern Ave 21742 (301) 797-6318 No 11.08
Washington County Teachers CU Main Office 19638 Leitersburg Pike 21742 (301) 790-3131 No 13.42
M B F T CU MBFT FEDERAL CREDIT UNION 1 Poplar St 21788 (301) 271-5722 No 15.81

Neighbors 1st Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Neighbors 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.70 5.58 5.48 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 237 396 322 229
Rank Among All Pennsylvania Credit Unions 41 88 129 96 87

Neighbors 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 N/A 0.21 0.21
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 N/A 316 270
Rank Among All Pennsylvania Credit Unions N/A 45 N/A 87 59
Neighbors 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990333658,995
All Other Unsecured Loans/Lines of Credit 11.00077330,841
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0002840
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.70016260,087
Used Vehicle Loans 5.58085831,785
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.4806232,428
Total Other Real Estate Loans/Lines of Credit 5.00038980,747
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00023134,129
TOTAL LOANS & LEASES 5803,429,852

Neighbors 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 6232,4281100,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 30682,9041171,228
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8297,84300
Open-End Fixed Rate 0000
TOTALS 441,213,17512171,228

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Neighbors 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes