Panhandle Educators Federal Credit Union

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A short history of Panhandle Educators FCU

Since its inception in 1957 the Panhandle Educators Federal Credit Union has been serving its members in the Panama City, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Frith, the Panhandle Educators FCU has grown its membership to over 13,011 with assets of more than $178,083,922. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (850) 769-3306 or email them at mail@pefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Panama City, FL.

General Information For Panhandle Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11804
Address 2718 Martin Luther King Jr Blvd 
City Panama City 
State Florida 
Zip-Code 32405
Phone Number (850) 769-3306
Fax Number (850) 769-8660
Email Address: mail@pefcu.org
CEO/President William Frith
Members 13,011 
Full-Time Employees 49 
Part-Time Employees
Number of Branch Offices
Total Assets 178,083,922 
Website http://www.pefcu.org 

Compare Panhandle Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tyndall CU Tyndall Air Force Base Branch Building 913 32403 (850) 769-9999 No 1.59
Bay CU Bay Credit Union 7713 Front Beach Rd 32407 (850) 230-3862 No 1.97
Innovations CU Innovations FCU 2250 S Highway 77 32444 (850) 233-4400 No 5.59

Panhandle Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Panhandle Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.20 5.45 4.75 6.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 305 379 238 412
Rank Among All Florida Credit Unions 24 62 54 40 51

Panhandle Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.60 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 240 250
Rank Among All Florida Credit Unions N/A 19 27 47 36
Panhandle Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,9964,109,696
All Other Unsecured Loans/Lines of Credit 9.6508911,486,669
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2004748,802,603
Used Vehicle Loans 5.4501,45319,509,255
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75052743,550,344
Total Other Real Estate Loans/Lines of Credit 6.7501072,486,286
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.25083015,189,052
TOTAL LOANS & LEASES 6,27895,133,905

Panhandle Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 15695,12622,592
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 689,020,636204,962,712
Other Fixed Rate 12527,8882100,125
Adjustable Rate 1 yr or less 783,098,64715631,693
Adjustable Rate > 1 yr 35430,208,047243,386,642

OTHER REAL ESTATE

Closed-End Fixed Rate 532,09218,156
Closed-End Adjustable Rate 5193,05400
Open-End Adjustable Rate 972,261,14010452,043
Open-End Fixed Rate 0000
TOTALS 63446,036,630749,543,963

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 514,258,4294,307,163
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Panhandle Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes