Ouachita Valley Federal Credit Union

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A short history of Ouachita Valley FCU

Since its inception in 1955 the Ouachita Valley Federal Credit Union has been serving its members in and around the WEST MONROE, Louisiana area with exceptional financial products. You can see their current interest rates (taken from the latest available quarterly reports) on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages. Currently led by Katie Pilcher, the Ouachita Valley FCU has grown its membership to over 28,045 with assets of more than $182,442,722. They have 81 full time employees and 7 part time employees with a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (318) 387-4592 or email them at none to get exact details . There are many other credit unions with branch office locations in the local area. See them all here. Credit Unions in WEST MONROE, LA.

General Information

The date below for Ouachita Valley FCU was updated on 12/31/2014 and is the most current available public information.

Charter Number 10181
Address P O BOX 1477 
City WEST MONROE 
State Louisiana 
Zip-Code 71294
Phone (318) 387-4592
Email Address: none
CEO/President Katie Pilcher
Members 28,045 
Full-Time Employees 81 
Part-Time Employees
Number of Branch Offices
Year Opened 1955 
Website http://ouachitavalleyfcu.org 

Compare Ouachita Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Monroe CU West Monroe FCU 211 Cypress St 71291 (318) 387-2896 No 1.72
Centric CU Thomas Road Centric Center 1091 Thomas Rd 71294 (318) 340-9656 No 1.88
Monroe CU Office 1011 N 11th St 71207 (318) 410-4333 No 1.89
Monroe Telco CU Monroe Telco FCU-Branch Office 2899 Sterlington Rd Ste 1 71211 (318) 388-4242 Yes 1.95
Federal Employees CU MAIN OFFICE 416 SHERIDAN AVE 71211 (318) 387-3215 Yes 3.82

Performance Charts

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Financial Data


Ouachita Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9902,2224,951,806
All Other Unsecured Loans/Lines of Credit 12.7502,7224,865,613
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.74057211,026,647
Used Vehicle Loans 5.9905,30957,813,565
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.99044915,664,725
Total Other Real Estate Loans/Lines of Credit 5.9901352,175,287
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9903,13726,095,716
TOTAL LOANS & LEASES 14,546122,593,359

Ouachita Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 43715,083,1101426,595,044
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 166,000166,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 11515,61511230,274
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1211,869,95647956,458
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 14305,33112247,973
Open-End Fixed Rate 0000
TOTALS 58417,840,0122138,095,749

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ouachita Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes