Employees Credit Union

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A short history of Employees CU

Since its inception in 1941 the Employees Credit Union has been serving its members in the MONROE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SHARON HESTER, the Employees CU has grown its membership to over 1,440 with assets of more than $17,646,278. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (318) 387-3215 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONROE, LA.

General Information For Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62929
Address P.O. BOX 5006 
City MONROE 
State Louisiana 
Zip-Code 71211
Phone Number (318) 387-3215
Fax Number (318) 387-8714
Email Address: none
CEO/President SHARON HESTER
Members 1,440 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,646,278 
Website http://www.federalemployeescu.com 

Compare Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Monroe CU West Monroe FCU 211 Cypress St 71291 (318) 387-2896 No 0.68
Ouachita Valley CU Ouachita Valley FCU 3170 Sterlington Rd 71203 (318) 807-1602 No 1.51
Centric CU Ruston Centric Center 1514 Eagle Drive 71270 (318) 251-9770 No 2.50
Monroe Telco CU Monroe Telco FCU-Main Office 4705 Cypress St 71211 (318) 397-4243 No 3.58
Louisiana Machinery Employees CU Louisiana Machinery Employees Federal Credit Union 2414 Ferrand St Ste 4 71201 (318) 342-9722 No 4.63

Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.30 6.35 5.20 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 317 480 291 200
Rank Among All Louisiana Credit Unions N/A 62 67 41 13

Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 0.80 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 207 70
Rank Among All Louisiana Credit Unions N/A 21 N/A 30 4
Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.9003802,044,483
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.3002034,440,702
Used Vehicle Loans 6.3502623,369,650
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.2003141,448
Total Other Real Estate Loans/Lines of Credit 4.7507433,405
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001792,570,957
TOTAL LOANS & LEASES 1,03413,000,645

Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 3141,44800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7433,40500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10574,85300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes