Centric Federal Credit Union

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A short history of Centric FCU

Since its inception in 1937 the Centric Federal Credit Union has been serving its members in the WEST MONROE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Craighead, the Centric FCU has grown its membership to over 18,714 with assets of more than $158,888,743. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (318) 340-9656 or email them at centric@centricfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WEST MONROE, LA.

General Information For Centric FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1982
Address POST OFFICE BOX 2456 
State Louisiana 
Zip-Code 71294
Phone Number (318) 340-9656
Fax Number (318) 325-7763
Email Address: centric@centricfcu.org
CEO/President Christopher Craighead
Members 18,714 
Full-Time Employees 69 
Part-Time Employees
Number of Branch Offices
Total Assets 158,888,743 
Website http://www.mycentric.org 

Compare Centric Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ouachita Valley CU Ouachita Valley FCU 3170 Sterlington Rd 71203 (318) 807-1602 No 1.69
West Monroe CU West Monroe FCU 211 Cypress St 71291 (318) 387-2896 No 1.72
Monroe Telco CU Monroe Telco FCU-Main Office 4705 Cypress St 71211 (318) 397-4243 No 1.95
Federal Employees CU MAIN OFFICE 416 SHERIDAN AVE 71211 (318) 387-3215 No 3.82
Louisiana Machinery Employees CU Louisiana Machinery Employees Federal Credit Union 2414 Ferrand St Ste 4 71201 (318) 342-9722 No 6.12

Centric Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Centric Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.31 4.85 7.76 4.99 5.92
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 366 381 610 267 332
Rank Among All Louisiana Credit Unions 40 71 85 38 34

Centric Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.48 0.25 N/A 1.20 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 71 95 N/A 134 152
Rank Among All Louisiana Credit Unions 7 29 N/A 13 15
Centric Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.3101,4022,237,821
All Other Unsecured Loans/Lines of Credit 12.7702,2683,993,096
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.85078017,162,587
Used Vehicle Loans 7.7602,50833,927,316
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.99042740,663,292
Total Other Real Estate Loans/Lines of Credit 5.9201604,332,108
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4601,34315,441,114
TOTAL LOANS & LEASES 8,888117,757,334

Centric Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,334,6943283,800
    b. 15 Years or less 32516,792,134231,000,444
    a. > 15 years 467,693,5455610,587
    b. 15 Years or less 3713,968,47671,715,600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7874,4431123,200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 571,271,4567209,850
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1033,060,65216808,569
Open-End Fixed Rate 0000
TOTALS 58744,995,400624,752,050


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Centric Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes