Orange County's Credit Union

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A short history of Orange County's CU

Since its inception in 1938 the Orange County's Credit Union has been serving its members in the Santa Ana, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shruti Miyashiro, the Orange County's CU has grown its membership to over 101,856 with assets of more than $1,528,016,959. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (714) 755-5900 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Santa Ana, CA.

General Information For Orange County's CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68416
Address 1701 E Saint Andrew Pl 
City Santa Ana 
State California 
Zip-Code 92705
Phone Number (714) 755-5900
Fax Number (714) 885-7626
Email Address:
CEO/President Shruti Miyashiro
Members 101,856 
Full-Time Employees 272 
Part-Time Employees 25 
Number of Branch Offices 10 
Total Assets 1,528,016,959 

Compare Orange County's Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Schoolsfirst CU Valencia 27067 McBean Pkwy 91355 (714) 258-4000 No 3.48
Santa Ana CU Main 800 W Santa Ana Blvd 92701 (714) 834-1341 No 3.53
Union Yes CU ORANGE 1918 W CHAPMAN AVE STE 100 92856 (714) 704-2800 No 4.50
Comunidad Latina CU COMUNIDAD LATINA FEDERAL CREDIT UNION 1317 W WARNER AVE 92704 (714) 754-7675 No 4.52
Fountain Valley CU Fountain Valley Credit Union 10200 Slater Ave 92708 (714) 968-3080 No 8.19

Orange County's Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Orange County's Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.74 1.71 3.32 3.75 5.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 396 16 126 102 272
Rank Among All California Credit Unions 89 7 58 33 89

Orange County's Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.26 1.10 0.88
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 104 152 175
Rank Among All California Credit Unions 26 45 29 31 35
Orange County's Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.7408,3959,918,940
All Other Unsecured Loans/Lines of Credit 10.92015,20338,194,919
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7105,968125,320,796
Used Vehicle Loans 3.32014,516188,893,253
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,960604,799,037
Total Other Real Estate Loans/Lines of Credit 5.3501,65553,436,603
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0304903,062,929
TOTAL LOANS & LEASES 48,1871,023,626,477

Orange County's Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 738215,737,21617755,350,052
    b. 15 Years or less 60279,427,5805511,353,001
    a. > 15 years 493267,510,0559961,827,482
    b. 15 Years or less 7120,444,110156,189,600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5621,680,07600


Closed-End Fixed Rate 33114,899,340764,487,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,32438,537,2632587,122,862
Open-End Fixed Rate 0000
TOTALS 3,615658,235,640680146,330,597


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Orange County's Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes