On Tap Credit Union

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A short history of On Tap CU

Since its inception in 1950 the On Tap Credit Union has been serving its members in the GOLDEN, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tracie Wilcox, the On Tap CU has grown its membership to over 19,812 with assets of more than $241,601,681. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (303) 279-6414 or email them at inquire@coorscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GOLDEN, CO.

General Information For On Tap CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64913
State Colorado 
Zip-Code 80401
Phone Number (303) 279-6414
Fax Number () -
Email Address: inquire@coorscu.org
CEO/President Tracie Wilcox
Members 19,812 
Full-Time Employees 57 
Part-Time Employees
Number of Branch Offices
Total Assets 241,601,681 
Website http://www.ontapcu.org 

Compare On Tap Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Of The Rockies CU Frisco Branch 111 E Main St Ste C 80443 (970) 668-1900 No 2.99
Credit Union Of Denver CU TIVOLI 900 AURARIA PKWY UNIT 263 80226 (303) 234-1700 No 7.56
Foothills CU Foothills Credit Union/Big Thompson CU 746 Cleveland Ave 80537 (970) 669-4747 No 8.46
F C I CU FCI FEDERAL CREDIT UNION 9595 W Quincy Ave 80162 (303) 763-2555 No 9.09
B.c.s. Community CU BCS Community CU Main Branch 4203 Wadsworth Blvd 80034 (303) 425-6627 No 9.56

On Tap Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

On Tap Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.24 2.24 3.99 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 56 35 137 229
Rank Among All Colorado Credit Unions 28 4 2 13 20

On Tap Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.40 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 77 294 251
Rank Among All Colorado Credit Unions 2 7 7 37 34
On Tap Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9903,89512,279,840
All Other Unsecured Loans/Lines of Credit 16.0001,5134,787,110
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2404559,933,829
Used Vehicle Loans 2.2404,01652,736,739
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99036969,443,762
Total Other Real Estate Loans/Lines of Credit 5.00070122,012,283
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.99081713,563,506
TOTAL LOANS & LEASES 11,766184,757,069

On Tap Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5512,780,5366818,239,470
    b. 15 Years or less 19924,616,224397,717,670
    a. > 15 years 6315,442,38051,629,140
    b. 15 Years or less 5216,604,6222772,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 28510,510,941904,182,699
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 41611,501,342821,045,571
Open-End Fixed Rate 0000
TOTALS 1,07091,456,04528633,587,050


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 758,22682,203
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

On Tap Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes