B.c.s. Community Credit Union

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A short history of B.c.s. Community CU

Since its inception in 1938 the B.c.s. Community Credit Union has been serving its members in the WHEAT RIDGE, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Hachtel, the B.c.s. Community CU has grown its membership to over 2,553 with assets of more than $24,598,485. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (303) 425-6627 or email them at MemberServices@bcscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WHEAT RIDGE, CO.

General Information For B.c.s. Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66037
Address PO BOX 1036 
State Colorado 
Zip-Code 80034
Phone Number (303) 425-6627
Fax Number (303) 424-3607
Email Address: MemberServices@bcscu.com
CEO/President Mark Hachtel
Members 2,553 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,598,485 
Website http://www.bcscu.com 

Compare B.c.s. Community Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Denver Fire Department CU Denver Fire Dept FCU 2201 Federal Blvd 80211 (303) 228-5300 No 2.97
Electrical CU Main Branch 5080 W 60th Ave 80003 (303) 428-5080 No 3.03
Sooper CU Aurora Branch 17200 E Iliff Ave Ste A3 80013 (303) 430-5473 No 3.04
Fidelis Catholic CU Main Branch 6320 Wadsworth Blvd 80003 (303) 424-5037 No 3.16
Partner Colorado CU Partner Colorado CU - Denver Water Branch 1600 W 12th Ave 80003 (303) 628-6860 No 3.27

B.c.s. Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

B.c.s. Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 4.85 4.85 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 381 307 44 100
Rank Among All Colorado Credit Unions 33 49 31 1 4

B.c.s. Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.15 0.94 1.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 124 184 107
Rank Among All Colorado Credit Unions 7 16 18 13 8
B.c.s. Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.000222240,810
All Other Unsecured Loans/Lines of Credit 12.5006141,439,811
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.85046868,017
Used Vehicle Loans 4.8504514,175,159
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250476,727,964
Total Other Real Estate Loans/Lines of Credit 4.00026627,972
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.50049642,119
TOTAL LOANS & LEASES 1,45514,721,852

B.c.s. Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,732,9001160,000
    b. 15 Years or less 171,741,69100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 52,253,37300


Closed-End Fixed Rate 587,16000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19532,87400
Open-End Fixed Rate 27,93800
TOTALS 737,355,9361160,000


Interest Only & Payment Option 1st Mortgage Loans 1588,8000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

B.c.s. Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes