Electrical Federal Credit Union

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A short history of Electrical FCU

Since its inception in 1953 the Electrical Federal Credit Union has been serving its members in the ARVADA, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Rusan, the Electrical FCU has grown its membership to over 4,246 with assets of more than $37,686,488. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (303) 428-5080 or email them at memberservices@electricalfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ARVADA, CO.

General Information For Electrical FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8701
Address 5080 W 60TH AVE 
State Colorado 
Zip-Code 80003
Phone Number (303) 428-5080
Fax Number (303) 428-6602
Email Address: memberservices@electricalfcu.org
CEO/President Karen Rusan
Members 4,246 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 37,686,488 
Website http://www.electricalfcu.org 

Compare Electrical Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Partner Colorado CU Partner Colorado CU - Denver Water Branch 1600 W 12th Ave 80003 (303) 628-6860 No 1.33
Sooper CU Aurora Branch 17200 E Iliff Ave Ste A3 80013 (303) 430-5473 No 1.65
Fidelis Catholic CU Main Branch 6320 Wadsworth Blvd 80003 (303) 424-5037 No 1.67
Westminster CU Main office 9053 Harlan St Ste 10 80031 (303) 427-6466 No 2.19
B.c.s. Community CU BCS Community CU Main Branch 4203 Wadsworth Blvd 80034 (303) 425-6627 No 3.98

Electrical Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Electrical Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 5.37 6.33 4.05 4.02
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 437 478 145 104
Rank Among All Colorado Credit Unions 27 55 52 15 5

Electrical Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 263 227
Rank Among All Colorado Credit Unions N/A 16 14 30 29
Electrical Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9001,0751,095,349
All Other Unsecured Loans/Lines of Credit 13.0307471,025,555
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.370901,873,172
Used Vehicle Loans 6.3308278,833,289
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.050384,280,740
Total Other Real Estate Loans/Lines of Credit 4.020852,677,899
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.67024201,050
TOTAL LOANS & LEASES 2,88619,987,054

Electrical Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 182,157,05900
    b. 15 Years or less 151,377,1971220,000
    a. > 15 years 0000
    b. 15 Years or less 5746,48400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 842,674,17917822,700
Open-End Fixed Rate 13,72000
TOTALS 1236,958,639181,042,700


Interest Only & Payment Option 1st Mortgage Loans 1240,0000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Electrical Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes