North Star Credit Union

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A short history of North Star CU

Since its inception in 1939 the North Star Credit Union has been serving its members in the COOK, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rich Crettol, the North Star CU has grown its membership to over 3,205 with assets of more than $39,781,076. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (218) 666-5940 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COOK, MN.

General Information For North Star CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60689
Address PO BOX 1058 
City COOK 
State Minnesota 
Zip-Code 55723
Phone Number (218) 666-5940
Fax Number (218) 666-2149
Email Address:
CEO/President Rich Crettol
Members 3,205 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 39,781,076 

Compare North Star Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern Eagle CU Northern Eagle Federal Credit Union 5342 Lake Shore Dr 55772 (218) 757-0299 No 19.27
Minnesota Ore Operations Employees CU MAIN OFFICE 2540 E Beltline Ste 1 55746 (218) 262-1607 No 29.53
Virginia Coop CU Virginia Co-Op Credit Union 811 4th St N 55792 (218) 741-5644 No 29.73

North Star Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

North Star Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.00 3.32 5.37 5.07 5.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 497 183 368 276 240
Rank Among All Minnesota Credit Unions 39 38 63 36 30

North Star Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.40 1.15 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 76 143 227
Rank Among All Minnesota Credit Unions 8 10 9 9 26
North Star Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.000249392,855
All Other Unsecured Loans/Lines of Credit 11.4304051,138,737
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3201132,264,890
Used Vehicle Loans 5.3703753,113,049
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.07029721,548,247
Total Other Real Estate Loans/Lines of Credit 5.09025982,185
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0902743,524,512
TOTAL LOANS & LEASES 1,73832,964,475

North Star Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6706,2841240,000
    b. 15 Years or less 873,286,952362,100
    a. > 15 years 865,881,5847295,751
    b. 15 Years or less 1079,937,2406677,750
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2476,27900
Adjustable Rate > 1 yr 91,259,90800


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 25982,1856151,500
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 32222,530,432231,427,101


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Star Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes