Mutual Savings Credit Union

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A short history of Mutual Savings CU

Since its inception in 1991 the Mutual Savings Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Fiorenza, the Mutual Savings CU has grown its membership to over 6,384 with assets of more than $74,485,290. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (404) 584-4754 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For Mutual Savings CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67388
Address PO BOX 4569 
State Georgia 
Zip-Code 30302
Phone Number (404) 584-4754
Fax Number (404) 584-4572
Email Address:
CEO/President Jennifer Fiorenza
Members 6,384 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 74,485,290 

Compare Mutual Savings Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Big Bethel A.m.e. Church CU Auburn Avenue 206 Auburn Ave NE 30303 (404) 827-9715 No 0.65
1st Choice CU Admin Office 315 Auburn Ave NE 30312 (404) 832-5800 No 0.78
Powerco CU Athens Branch 285 Newton Bridge Rd 30607 (706) 559-0051 No 1.19
Credit Union Of Atlanta CU Credit Union of Atlanta-Pryor Street Credit Union of Atlanta-Pryor Street 30310 (404) 671-4020 No 1.37
Coca-cola CU Corporate Office 1 Coca Cola Plz NW 30301 (404) 676-2586 No 1.61

Mutual Savings Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mutual Savings Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.77 2.60 3.53 3.55 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 141 94 151 77 229
Rank Among All Georgia Credit Unions 6 15 21 5 16

Mutual Savings Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.30 0.92 0.89
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 97 188 173
Rank Among All Georgia Credit Unions 10 23 15 10 9
Mutual Savings Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7701,3303,158,950
All Other Unsecured Loans/Lines of Credit 10.2709391,250,111
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6002004,148,695
Used Vehicle Loans 3.53094511,918,815
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5509716,487,639
Total Other Real Estate Loans/Lines of Credit 5.0001193,435,543
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2601802,029,649
TOTAL LOANS & LEASES 3,81042,429,402

Mutual Savings Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2248,29100
    b. 15 Years or less 343,950,5093535,600
    a. > 15 years 4710,230,59161,326,225
    b. 15 Years or less 41,012,21600
Other Fixed Rate 101,046,03200
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 38737,111172,856
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 812,698,4324210,000
Open-End Fixed Rate 0000
TOTALS 21619,923,182142,144,681


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mutual Savings Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes