Muskegon St Joseph Federal Credit Union

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A short history of Muskegon St Joseph FCU

Since its inception in 1952 the Muskegon St Joseph Federal Credit Union has been serving its members in the MUSKEGON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Kleinsorge, the Muskegon St Joseph FCU has grown its membership to over 1,465 with assets of more than $11,668,651. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (231) 759-7931 or email them at mkleinsorge@frontier.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUSKEGON, MI.

General Information For Muskegon St Joseph FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8141
Address 1903 BARCLAY ST 
City MUSKEGON 
State Michigan 
Zip-Code 49441
Phone Number (231) 759-7931
Fax Number (231) 759-7432
Email Address: mkleinsorge@frontier.com
CEO/President Mary Kleinsorge
Members 1,465 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,668,651 
Website  

Compare Muskegon St Joseph Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family Financial CU Main Office 3575 Henry St 49441 (231) 733-4600 No 0.48
Sb Community CU SB CFCU 991 W Broadway Ave 49441 (231) 759-2500 No 1.04
Muskegon Patternmakers CU muskegon patternmakers fcu 513 w broadway ave 49444 (231) 733-1121 No 1.26
Lakeshore CU Lakeshore Federal Credit Union 2182 Lakeshore Dr 49441 (231) 755-1202 No 2.25
Port City CU Port City Federal Credit Union 460 W Laketon Ave 49441 (231) 725-3312 No 2.46

Muskegon St Joseph Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Muskegon St Joseph Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 6.00 6.00 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 443 373 431
Rank Among All Michigan Credit Unions N/A 109 106 99 84

Muskegon St Joseph Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.90 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 40 N/A N/A N/A
Rank Among All Michigan Credit Unions N/A 2 N/A N/A N/A
Muskegon St Joseph Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.5002611,190,610
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00036657,544
Used Vehicle Loans 6.0002401,643,323
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000671,834,471
Total Other Real Estate Loans/Lines of Credit 7.0009220,294
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0009468,248
TOTAL LOANS & LEASES 6226,014,490

Muskegon St Joseph Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 671,834,4717348,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9220,29400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 762,054,7657348,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Muskegon St Joseph Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No