Sb Community Federal Credit Union

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A short history of Sb Community FCU

Since its inception in 1952 the Sb Community Federal Credit Union has been serving its members in the Muskegon, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pamela Hanophy, the Sb Community FCU has grown its membership to over 1,937 with assets of more than $13,682,303. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (231) 759-2500 or email them at pamsbcu@hotmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Muskegon, MI.

General Information For Sb Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7810
Address 991 W Broadway Ave 
City Muskegon 
State Michigan 
Zip-Code 49441
Phone Number (231) 759-2500
Fax Number (231) 759-2591
Email Address: pamsbcu@hotmail.com
CEO/President Pamela Hanophy
Members 1,937 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,682,303 
Website http://www.sbcommunityfcu.com 

Compare Sb Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family Financial CU Main Office 3575 Henry St 49441 (231) 733-4600 No 0.48
Muskegon Patternmakers CU muskegon patternmakers fcu 513 w broadway ave 49444 (231) 733-1121 No 1.26
Muskegon St Joseph CU Main Office 1903 Barclay St 49441 (231) 759-7931 No 2.14
Lakeshore CU Lakeshore Federal Credit Union 2182 Lakeshore Dr 49441 (231) 755-1202 No 2.25
Port City CU Port City Federal Credit Union 460 W Laketon Ave 49441 (231) 725-3312 No 2.46

Sb Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sb Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.27 4.05 4.51 4.00 7.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 274 287 266 138 465
Rank Among All Michigan Credit Unions 48 85 67 32 89

Sb Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.21 1.01 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 112 170 266
Rank Among All Michigan Credit Unions N/A 16 24 34 58
Sb Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.270181278,343
All Other Unsecured Loans/Lines of Credit 12.290353395,579
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.05015389,110
Used Vehicle Loans 4.5105065,067,029
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000352,657,230
Total Other Real Estate Loans/Lines of Credit 7.6801579,196
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.07046397,143
TOTAL LOANS & LEASES 1,1519,263,630

Sb Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 191,565,1075449,792
    b. 15 Years or less 161,092,12300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1579,19600
Open-End Fixed Rate 0000
TOTALS 502,736,4265449,792

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sb Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes