Mountain States Credit Union

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A short history of Mountain States CU

Since its inception in 1953 the Mountain States Credit Union has been serving its members in the JOHNSON CITY, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Hunter, the Mountain States CU has grown its membership to over 2,360 with assets of more than $18,978,171. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (423) 431-6361 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHNSON CITY, TN.

General Information For Mountain States CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67776
State Tennessee 
Zip-Code 37604
Phone Number (423) 431-6361
Fax Number (423) 431-2900
Email Address: none
CEO/President John Hunter
Members 2,360 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,978,171 

Compare Mountain States Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Select Seven CU Marketplace Blvd 181 Marketplace Dr 37602 (423) 282-0671 No 1.77
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 1.83
Northeast Community CU Roan Mountain Branch 8301 Highway 19 E 37687 (423) 772-3115 No 8.24
Appalachian Community CU Norton Virginia Br 1448 Park Ave NW 24273 (276) 679-1342 No 8.40
Happy Valley CU Happy Valley Credit Union 210 E C St 37644 (423) 542-6078 No 9.25

Mountain States Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mountain States Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.04 4.71 4.36 3.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 150 291 188 61
Rank Among All Tennessee Credit Unions N/A 32 41 32 6

Mountain States Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.49 1.50 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 61 91 49
Rank Among All Tennessee Credit Unions N/A 17 7 3 2
Mountain States Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.5604733,826,273
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0401593,539,279
Used Vehicle Loans 4.7102202,330,063
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.360323,311,642
Total Other Real Estate Loans/Lines of Credit 3.59013688,025
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.68022665,112
TOTAL LOANS & LEASES 91914,360,394

Mountain States Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3342,52200
    b. 15 Years or less 8513,16600
    a. > 15 years 192,286,17500
    b. 15 Years or less 2169,77900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1337,13200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12350,89300
Open-End Fixed Rate 0000
TOTALS 453,999,66700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain States Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes