Happy Valley Credit Union

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A short history of Happy Valley CU

Since its inception in 1933 the Happy Valley Credit Union has been serving its members in the ELIZABETHTON, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Billie Bartz, the Happy Valley CU has grown its membership to over 4,128 with assets of more than $30,211,897. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (423) 542-6078 or email them at hvalley@hvcu-tn.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ELIZABETHTON, TN.

General Information For Happy Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68097
Address P.O. BOX 1838 
State Tennessee 
Zip-Code 37644
Phone Number (423) 542-6078
Fax Number (423) 542-3691
Email Address: hvalley@hvcu-tn.net
CEO/President Billie Bartz
Members 4,128 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 30,211,897 
Website http://www.hvcu-tn.com 

Compare Happy Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northeast Community CU Roan Mountain Branch 8301 Highway 19 E 37687 (423) 772-3115 No 1.58
Select Seven CU Marketplace Blvd 181 Marketplace Dr 37602 (423) 282-0671 No 8.06
Mountain Lakes Community CU Piney Flats Office 5271 Highway 11 E 37686 (423) 538-3151 No 8.10
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 9.29
Mountain States CU Mountain States Credit Union 400 N State of Franklin Rd 37604 (423) 431-6361 No 10.16

Happy Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Happy Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 5.00 10.00 6.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 397 740 373 100
Rank Among All Tennessee Credit Unions 40 72 90 59 10

Happy Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 N/A 0.63 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 N/A 236 250
Rank Among All Tennessee Credit Unions 11 10 N/A 26 37
Happy Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.500320357,494
All Other Unsecured Loans/Lines of Credit 14.5001,2472,991,426
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0001012,187,840
Used Vehicle Loans 10.0008628,434,394
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000662,133,621
Total Other Real Estate Loans/Lines of Credit 4.00028674,406
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.8001521,369,355
TOTAL LOANS & LEASES 2,77618,148,536

Happy Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4302,42000
    b. 15 Years or less 621,831,201131,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28674,4064190,093
Open-End Fixed Rate 0000
TOTALS 942,808,0275221,593


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Happy Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes