Montoursville Area Federal Credit Union

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A short history of Montoursville Area FCU

Since its inception in 1967 the Montoursville Area Federal Credit Union has been serving its members in the MONTOURSVILLE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Kaiser, the Montoursville Area FCU has grown its membership to over 848 with assets of more than $3,086,769. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 368-7401 or email them at montoursvilleareafcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONTOURSVILLE, PA.

General Information For Montoursville Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18144
Address 999 N LOYALSOCK AVE STE A 
City MONTOURSVILLE 
State Pennsylvania 
Zip-Code 17754
Phone Number (570) 368-7401
Fax Number (570) 368-7404
Email Address: montoursvilleareafcu@verizon.net
CEO/President Karen Kaiser
Members 848 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,086,769 
Website https://www.netit.financial-net.com 

Compare Montoursville Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Palco Fcu CU Palco Federal Credit Union 191 Chad Rd 17756 (570) 546-2333 No 6.55
Horizon CU Third Street Branch 1007 E 3rd St 17701 (570) 326-3636 No 7.49
Williamsport Teachers CU WILLIAMSPORT TEACHERS CREDIT UNION 302 MATTHEWS BLVD 17702 (570) 323-6468 No 8.74
Wyrope Williamsport CU main 1536 Riverside Dr 17702 (570) 323-5188 No 9.63
West Branch Valley CU Corporate Office 1640 High St 17701 (570) 323-9407 No 10.01

Montoursville Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Montoursville Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 5.60 5.71 N/A 4.33
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 456 411 N/A 143
Rank Among All Pennsylvania Credit Unions 76 141 134 N/A 51

Montoursville Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 318 N/A
Rank Among All Pennsylvania Credit Unions N/A 32 N/A 88 N/A
Montoursville Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.90013197,111
All Other Unsecured Loans/Lines of Credit 11.830119350,590
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.60014240,092
Used Vehicle Loans 5.71073632,240
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.33022659,406
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1401666,988
TOTAL LOANS & LEASES 3752,046,427

Montoursville Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22659,406150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 22659,406150,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Montoursville Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes