Palco Fcu Federal Credit Union

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A short history of Palco Fcu FCU

Since its inception in 1938 the Palco Fcu Federal Credit Union has been serving its members in the MUNCY, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Rachael, the Palco Fcu FCU has grown its membership to over 6,650 with assets of more than $79,662,572. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 546-2333 or email them at backoffice@aftech.fiserv.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUNCY, PA.

General Information For Palco Fcu FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2959
Address PO BOX 330 
City MUNCY 
State Pennsylvania 
Zip-Code 17756
Phone Number (570) 546-2333
Fax Number (570) 546-6868
Email Address: backoffice@aftech.fiserv.com
CEO/President Thomas Rachael
Members 6,650 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 79,662,572 
Website https://www.palcofcu.org 

Compare Palco Fcu Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Montoursville Area CU Corporate Office 999 N Loyalsock Ave Ste A 17754 (570) 368-7401 No 9.24
Horizon CU Third Street Branch 1007 E 3rd St 17701 (570) 326-3636 No 12.61
Williamsport Teachers CU WILLIAMSPORT TEACHERS CREDIT UNION 302 MATTHEWS BLVD 17702 (570) 323-6468 No 13.32
Members Choice Financial CU Mount Carmel 11218 State Route 61 17851 (570) 339-2221 No 13.60
Wyrope Williamsport CU main 1536 Riverside Dr 17702 (570) 323-5188 No 14.14

Palco Fcu Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Palco Fcu Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 4.49 4.49 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 340 263 268 229
Rank Among All Pennsylvania Credit Unions 20 117 84 88 87

Palco Fcu Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 174 N/A
Rank Among All Pennsylvania Credit Unions N/A 32 15 38 N/A
Palco Fcu Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,2563,755,306
All Other Unsecured Loans/Lines of Credit 11.0006232,797,448
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4901452,146,124
Used Vehicle Loans 4.4904604,031,042
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001906,705,900
Total Other Real Estate Loans/Lines of Credit 5.000871,756,373
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000264875,622
TOTAL LOANS & LEASES 3,02522,067,815

Palco Fcu Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,087,37200
    b. 15 Years or less 372,702,1171296,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1442,916,4111061,950
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16389,756125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 711,366,617691,540
Open-End Fixed Rate 0000
TOTALS 2778,462,27318474,490

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Palco Fcu Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes