Money One Federal Credit Union

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A short history of Money One FCU

Since its inception in 1951 the Money One Federal Credit Union has been serving its members in the LARGO, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beverly Zook, the Money One FCU has grown its membership to over 12,544 with assets of more than $124,932,490. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (301) 925-4600 or email them at info@moneyonefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LARGO, MD.

General Information For Money One FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7264
Address PO BOX 6398 
City LARGO 
State Maryland 
Zip-Code 20792
Phone Number (301) 925-4600
Fax Number (301) 925-9077
Email Address: info@moneyonefcu.org
CEO/President Beverly Zook
Members 12,544 
Full-Time Employees 33 
Part-Time Employees
Number of Branch Offices
Total Assets 124,932,490 
Website http://www.moneyonefcu.org 

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Money One Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Money One Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.40 5.79 6.52 3.62 4.47
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 371 470 501 84 164
Rank Among All Maryland Credit Unions 30 47 52 7 19

Money One Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.59 0.78 0.41
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 49 210 241
Rank Among All Maryland Credit Unions 8 13 4 27 20
Money One Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4001,5206,501,756
All Other Unsecured Loans/Lines of Credit 12.8701,3504,245,609
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.7904209,271,254
Used Vehicle Loans 6.5202,86445,076,693
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.62010720,902,752
Total Other Real Estate Loans/Lines of Credit 4.4701134,429,817
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.38025312,348,866
TOTAL LOANS & LEASES 6,627102,776,747

Money One Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 315,748,86800
    b. 15 Years or less 426,182,54062,187,385
Balloon/Hybrid
    a. > 15 years 2465,09800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 328,506,2461201,750

OTHER REAL ESTATE

Closed-End Fixed Rate 31731,92400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 823,697,89300
Open-End Fixed Rate 0000
TOTALS 22025,332,56972,389,135

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 9462,3710
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Money One Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes