U S Postal Service Federal Credit Union

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A short history of U S Postal Service FCU

Since its inception in 1934 the U S Postal Service Federal Credit Union has been serving its members in the CLINTON, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Yarborough, the U S Postal Service FCU has grown its membership to over 22,666 with assets of more than $216,985,065. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (301) 856-5000 or email them at uspsfcu@uspsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLINTON, MD.

General Information For U S Postal Service FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16402
Address 7905 MALCOLM ROAD, SUITE 311 
City CLINTON 
State Maryland 
Zip-Code 20735
Phone Number (301) 856-5000
Fax Number (301) 856-4061
Email Address: uspsfcu@uspsfcu.org
CEO/President William Yarborough
Members 22,666 
Full-Time Employees 54 
Part-Time Employees
Number of Branch Offices
Total Assets 216,985,065 
Website http://www.uspsfcu.org 

Compare U S Postal Service Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Andrews Federal Credit Union CU Wiesbaden Lucius D Clay Erbenheim GEB 1021 09005 (004) 906-119787600 No 4.77
N R L CU Alexandria, VA Branch 5440 Cherokee Ave Ste 200 22312 (301) 839-8400 No 5.70
None Suffer Lack CU Main Office 4929 Allentown Rd 20746 (301) 899-0300 No 5.94
Police CU MPD Training Facility 4665 Blue Plains Dr SW 20772 (301) 817-1223 No 7.09
Census CU DC000012 4600 Silver Hill Rd Rm 1K250 20752 (301) 763-0287 No 7.33

U S Postal Service Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


U S Postal Service Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.81 2.69 3.86 3.90 4.77
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 324 107 186 126 202
Rank Among All Maryland Credit Unions 25 16 30 15 24

U S Postal Service Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.43 0.55 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 71 251 125
Rank Among All Maryland Credit Unions 8 19 9 33 9
U S Postal Service Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.8104,32618,626,399
All Other Unsecured Loans/Lines of Credit 14.4601,5874,678,948
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 9.01018163,782
New Vehicle Loans 2.69045810,294,972
Used Vehicle Loans 3.8601,44719,689,459
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.90020337,936,322
Total Other Real Estate Loans/Lines of Credit 4.77045118,441,422
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.620102976,406
TOTAL LOANS & LEASES 8,592110,807,710

U S Postal Service Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10422,122,548112,156,045
    b. 15 Years or less 515,975,6416904,675
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5153,4116482,000
Adjustable Rate > 1 yr 439,684,7222607,350

OTHER REAL ESTATE

Closed-End Fixed Rate 1173,507,17310338,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33414,934,24911522,808
Open-End Fixed Rate 0000
TOTALS 65456,377,744465,011,178

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

U S Postal Service Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes