Modesto's First Federal Credit Union

Social
  • +1

A short history of Modesto's First FCU

Since its inception in 1940 the Modesto's First Federal Credit Union has been serving its members in the MODESTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leslie Ramirez, the Modesto's First FCU has grown its membership to over 2,567 with assets of more than $31,729,421. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (209) 521-2020 or email them at info@m1fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MODESTO, CA.

General Information For Modesto's First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4022
Address 430 12TH STREET 
City MODESTO 
State California 
Zip-Code 95354
Phone Number (209) 521-2020
Fax Number (209) 521-4570
Email Address: info@m1fcu.org
CEO/President Leslie Ramirez
Members 2,567 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 31,729,421 
Website http://m1fcu.org 

Compare Modesto's First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valley First CU Stockton Branch 1611 W March Ln 95354 (209) 549-8500 No 2.69
Organized Labor CU Organized Labor Credit Union 2112 McHenry Ave 95350 (209) 527-8731 No 2.84
Mocse CU Coffee Road 3600 Coffee Rd 95355 (209) 572-3600 No 3.72
Rolling F CU ROLLING F CREDIT UNION 2101 GEER RD STE 401 95382 (209) 634-2911 No 10.91
Golden Valley CU Golden Valley Federal Credit Union 409 W Center St 95336 (209) 825-5878 No 17.69

Modesto's First Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Modesto's First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.99 2.99 4.02 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 145 91 142 132
Rank Among All California Credit Unions 25 56 41 54 33

Modesto's First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 0.25 0.06
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 310 289
Rank Among All California Credit Unions 24 45 N/A 92 91
Modesto's First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990113201,460
All Other Unsecured Loans/Lines of Credit 11.00089342,631
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990541,408,428
Used Vehicle Loans 2.9903904,697,600
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0202148,459
Total Other Real Estate Loans/Lines of Credit 4.250401,222,391
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9008265,943,635
TOTAL LOANS & LEASES 1,51413,964,604

Modesto's First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 189,11300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 159,34600

OTHER REAL ESTATE

Closed-End Fixed Rate 20423,195150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20799,196243,702
Open-End Fixed Rate 0000
TOTALS 421,370,850393,702

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 18752,19243,702
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Modesto's First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes