Organized Labor Credit Union

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A short history of Organized Labor CU

Since its inception in 1974 the Organized Labor Credit Union has been serving its members in the MODESTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sara Klein, the Organized Labor CU has grown its membership to over 3,621 with assets of more than $22,750,731. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (209) 527-8731 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MODESTO, CA.

General Information For Organized Labor CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61942
Address 2112 MCHENRY AVE 
State California 
Zip-Code 95350
Phone Number (209) 527-8731
Fax Number (209) 527-4035
Email Address: none
CEO/President Sara Klein
Members 3,621 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,750,731 

Compare Organized Labor Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valley First CU Stockton Branch 1611 W March Ln 95354 (209) 549-8500 No 0.55
Modesto's First CU Main Office 430 12th St 95354 (209) 521-2020 No 2.47
Mocse CU Coffee Road 3600 Coffee Rd 95355 (209) 572-3600 No 2.66
Rolling F CU ROLLING F CREDIT UNION 2101 GEER RD STE 401 95382 (209) 634-2911 No 14.07
Golden Valley CU Golden Valley Federal Credit Union 409 W Center St 95336 (209) 825-5878 No 14.47

Organized Labor Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Organized Labor Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.99 3.99 6.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 145 202 373 100
Rank Among All California Credit Unions 25 56 87 114 24

Organized Labor Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 N/A 0.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 N/A 318 283
Rank Among All California Credit Unions 26 47 N/A 97 89
Organized Labor Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990516766,827
All Other Unsecured Loans/Lines of Credit 12.5002152,906
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990651,631,324
Used Vehicle Loans 3.9902653,116,686
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0005227,800
Total Other Real Estate Loans/Lines of Credit 4.00011206,484
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00038829,036
TOTAL LOANS & LEASES 9216,831,063

Organized Labor Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 5227,80000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 876,19700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 162,434163,425
Open-End Fixed Rate 267,85300
TOTALS 16434,284163,425


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Organized Labor Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes