Midwest Community Federal Credit Union

Social
  • +1

A short history of Midwest Community FCU

Since its inception in 1954 the Midwest Community Federal Credit Union has been serving its members in the Defiance, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sonja Delaney, the Midwest Community FCU has grown its membership to over 13,335 with assets of more than $159,793,468. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (419) 783-6500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Defiance, OH.

General Information For Midwest Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9522
Address 8770 N State Route 66 
City Defiance 
State Ohio 
Zip-Code 43512
Phone Number (419) 783-6500
Fax Number (419) 783-6550
Email Address: none
CEO/President Sonja Delaney
Members 13,335 
Full-Time Employees 46 
Part-Time Employees
Number of Branch Offices
Total Assets 159,793,468 
Website http://midwestcommunity.org 

Compare Midwest Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Christo Rey CU Managers Home 15246 Vollmer Rd 43549 (419) 658-2707 No 9.80
General Portland Peninsular Emps. CU Lafarge 11435 Road 176 43549 (419) 399-4861 No 12.88
Northwestern CU Northwestern Federal CU 234 N Main St 43506 (419) 636-2123 No 15.31
Vulcraft Employees CU VULCRAFT EMPLOYEES FEDERAL CU 6610 COUNTY ROAD 60A 46785 (260) 337-1808 No 26.38
Financial Partners CU Financial Partners FCU 22440 Main St 46797 (260) 632-4245 No 28.17

Midwest Community Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Midwest Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.75 2.99 3.74 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 514 145 174 138 168
Rank Among All Ohio Credit Unions 93 35 32 31 25

Midwest Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 310 266
Rank Among All Ohio Credit Unions 16 28 34 92 66
Midwest Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.7501,6922,869,288
All Other Unsecured Loans/Lines of Credit 9.9901,2935,698,203
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2501463,813,016
New Vehicle Loans 2.9903295,795,092
Used Vehicle Loans 3.7401,60813,904,006
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00048336,319,307
Total Other Real Estate Loans/Lines of Credit 4.50053412,506,199
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9904676,951,573
TOTAL LOANS & LEASES 6,55287,856,684

Midwest Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 554,796,161494,631,584
    b. 15 Years or less 31222,413,714232,061,491
Balloon/Hybrid
    a. > 15 years 324,451,2544892,011
    b. 15 Years or less 24984,540256,460
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 603,673,6383371,300

OTHER REAL ESTATE

Closed-End Fixed Rate 8765,6826932,575
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 452,045,0641323,979
Open-End Fixed Rate 4819,695,4531782,260,442
TOTALS 1,01748,825,50627811,229,842

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 3591,966396,891
Interest Only & Payment Option Other RE/LOC Loans 381,655,99823,979
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midwest Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes