Midway Federal Credit Union

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A short history of Midway FCU

Since its inception in 1961 the Midway Federal Credit Union has been serving its members in the BERRYVILLE, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Malone, the Midway FCU has grown its membership to over 1,151 with assets of more than $12,116,773. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (540) 686-7637 or email them at midwayFCU@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BERRYVILLE, VA.

General Information For Midway FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14408
Address P O BOX 232 
State Virginia 
Zip-Code 22611
Phone Number (540) 686-7637
Fax Number (540) 686-7389
Email Address: midwayFCU@yahoo.com
CEO/President Julie Malone
Members 1,151 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,116,773 
Website http://www.midwayfcu.org 

Compare Midway Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valley Board CU Valley Board Federal Credit Union 164 Eyster Rd 25423 (304) 725-2076 No 13.43
Martinsburg V.a. Center CU Martinsburg VA Center FCU 2971 Charles Town Rd 25430 (304) 263-3454 No 16.66
Front Royal CU Front Royal FCU 230 N Royal Ave 22630 (540) 635-7133 No 21.08
Berkeley County Public Schools CU Main Office 448 Eagle School Rd 25402 (304) 263-0902 No 21.32
167th Tfr CU South Berkeley Branch 4400 Winchester Ave 25404 (304) 263-0260 No 21.67

Midway Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Midway Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 4.00 5.50 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 282 384 268 229
Rank Among All Virginia Credit Unions 41 41 56 39 27

Midway Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 263 N/A
Rank Among All Virginia Credit Unions N/A 22 N/A 48 N/A
Midway Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.5009277,886
All Other Unsecured Loans/Lines of Credit 12.000119301,685
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00026500,288
Used Vehicle Loans 5.5001171,205,343
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00015617,402
Total Other Real Estate Loans/Lines of Credit 5.000149,290
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.00092560,914
TOTAL LOANS & LEASES 4623,312,808

Midway Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 15617,4023174,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 149,29000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 16666,6923174,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midway Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No