Berkeley County Public Schools Federal Credit Union

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A short history of Berkeley County Public Schools FCU

Since its inception in 1973 the Berkeley County Public Schools Federal Credit Union has been serving its members in the MARTINSBURG, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phyllis Wright, the Berkeley County Public Schools FCU has grown its membership to over 1,235 with assets of more than $5,550,693. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 263-0902 or email them at bcpsfcu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARTINSBURG, WV.

General Information For Berkeley County Public Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21499
Address P.O. BOX 1740 
City MARTINSBURG 
State West Virginia 
Zip-Code 25402
Phone Number (304) 263-0902
Fax Number (304) 263-7879
Email Address: bcpsfcu@aol.com
CEO/President Phyllis Wright
Members 1,235 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,550,693 
Website http://www.bcpsfcu.com 

Compare Berkeley County Public Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
167th Tfr CU South Berkeley Branch 4400 Winchester Ave 25404 (304) 263-0260 No 2.24
Eastern Panhandle CU Main Office 36 GM Access Rd 25403 (304) 263-2887 No 3.60
Martinsburg V.a. Center CU Martinsburg VA Center FCU 2971 Charles Town Rd 25430 (304) 263-3454 No 4.22
Valley Board CU Valley Board Federal Credit Union 164 Eyster Rd 25423 (304) 725-2076 No 13.39
Washington County Teachers CU Main Office 19638 Leitersburg Pike 21742 (301) 790-3131 No 17.96

Berkeley County Public Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Berkeley County Public Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 4.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 264 N/A N/A
Rank Among All West Virginia Credit Unions N/A 14 21 N/A N/A

Berkeley County Public Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All West Virginia Credit Unions N/A N/A N/A N/A N/A
Berkeley County Public Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.000183634,298
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.0002822,199
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00040672,351
Used Vehicle Loans 4.5001141,212,518
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00022,339
TOTAL LOANS & LEASES 3672,543,705

Berkeley County Public Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Berkeley County Public Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes