Midflorida Credit Union

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A short history of Midflorida CU

Since its inception in 1954 the Midflorida Credit Union has been serving its members in the Lakeland, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Jones, the Midflorida CU has grown its membership to over 277,510 with assets of more than $2,954,526,332. They have a main office and 48 branch offices. Please see the credit unions website or contact them by phone at (863) 688-3733 or email them at Info@Midflorida.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lakeland, FL.

General Information For Midflorida CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68600
Address 129 S Kentucky Ave 
City Lakeland 
State Florida 
Zip-Code 33801
Phone Number (863) 688-3733
Fax Number () -
Email Address: Info@Midflorida.com
CEO/President Kevin Jones
Members 277,510 
Full-Time Employees 667 
Part-Time Employees 149 
Number of Branch Offices 48 
Total Assets 2,954,526,332 
Website http://www.midflorida.com 

Compare Midflorida Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Publix Employees CU Jacksonville Hot Site 101 Scholars Way 32239 (904) 725-4662 No 6.00
Magnify CU South Lakeland Branch 961 E County Road 540A 33813 (863) 644-9104 No 10.42
Florida West Coast CU KENNEDY 601 E KENNEDY BLVD 33602 (813) 226-2606 No 25.31
Coast 2 Coast Financial CU Main Office 8916 Sabal Industrial Blvd 33619 (813) 621-9631 No 27.62
Grow Financial CU Main Base Branch 2418 Florida Keys Ave 33621 (813) 840-0353 No 27.65

Midflorida Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midflorida Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.49 2.49 5.00 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 83 51 268 99
Rank Among All Florida Credit Unions 26 14 5 45 6

Midflorida Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 1.00 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 174 291
Rank Among All Florida Credit Unions 14 22 29 24 45
Midflorida Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99048,52790,554,949
All Other Unsecured Loans/Lines of Credit 11.00019,83227,428,091
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49024,831594,165,252
Used Vehicle Loans 2.49036,314548,163,121
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0004,900775,772,861
Total Other Real Estate Loans/Lines of Credit 3.9904,441149,288,276
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9902,87527,425,459
TOTAL LOANS & LEASES 141,7202,212,798,009

Midflorida Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 886169,967,95114136,985,368
    b. 15 Years or less 1,955287,814,12619916,710,510
    a. > 15 years 5233,190,2541117,658,812
    b. 15 Years or less 700218,822,3079554,074,640
Other Fixed Rate 1,1122,500,00000
Adjustable Rate 1 yr or less 9134,041,50567,188,610
Adjustable Rate > 1 yr 10429,436,71811636,051


Closed-End Fixed Rate 2,21368,660,5181566,372,784
Closed-End Adjustable Rate 207,588,11000
Open-End Adjustable Rate 2,20472,709,18223916,802,570
Open-End Fixed Rate 4330,46600
TOTALS 9,341925,061,137858156,429,345


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1999,362,5610
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midflorida Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes