Mid-atlantic Federal Credit Union

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A short history of Mid-atlantic FCU

Since its inception in 1968 the Mid-atlantic Federal Credit Union has been serving its members in the GERMANTOWN, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Brooks, Sr., the Mid-atlantic FCU has grown its membership to over 24,879 with assets of more than $308,853,715. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (301) 944-1800 or email them at mafcu@mafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GERMANTOWN, MD.

General Information For Mid-atlantic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18716
Address 12820 WISTERIA DR 
State Maryland 
Zip-Code 20874
Phone Number (301) 944-1800
Fax Number (301) 944-1801
Email Address: mafcu@mafcu.org
CEO/President William Brooks, Sr.
Members 24,879 
Full-Time Employees 65 
Part-Time Employees
Number of Branch Offices
Total Assets 308,853,715 
Website http://www.mafcu.org 

Compare Mid-atlantic Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Montgomery County Employees CU MONTGOMERY COUNTY EFCU 20 COURTHOUSE SQ Ste 101 20850 (301) 279-1964 No 3.18
Boyds CU boyds federal credit union 19901 White Ground Rd 20841 (301) 972-0275 No 3.29
Maryland Postal CU Main 16501 Shady Grove Rd 20898 (301) 519-9780 No 6.30
Judd`s CU Main Branch 16501 Shady Grove Rd 20898 (301) 519-9780 No 6.31
National Institutes Of Health CU Branch 5215 Loughboro Rd NW 20016 (301) 296-0627 No 8.35

Mid-atlantic Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mid-atlantic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 2.99 2.99 4.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 145 91 138 289
Rank Among All Maryland Credit Unions 24 20 17 18 28

Mid-atlantic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.03 0.10 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 148 134 302 259
Rank Among All Maryland Credit Unions 10 23 22 40 24
Mid-atlantic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7504,56311,589,474
All Other Unsecured Loans/Lines of Credit 9.7503,5389,254,172
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5001965,205,635
New Vehicle Loans 2.9902665,390,471
Used Vehicle Loans 2.9901,69320,087,634
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00024188,781,087
Total Other Real Estate Loans/Lines of Credit 5.50097155,890,265
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.75019413,799,499
TOTAL LOANS & LEASES 11,662209,998,237

Mid-atlantic Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 387,304,5084010,496,098
    b. 15 Years or less 218,339,85071,557,950
    a. > 15 years 9244,762,952155,426,749
    b. 15 Years or less 8323,862,77300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1714,66600
Adjustable Rate > 1 yr 63,796,33800


Closed-End Fixed Rate 1327,088,40900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 83948,801,856674,462,034
Open-End Fixed Rate 0000
TOTALS 1,212144,671,35212921,942,831


Interest Only & Payment Option 1st Mortgage Loans 268,081,7071,181,850
Interest Only & Payment Option Other RE/LOC Loans 38027,937,1040
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mid-atlantic Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes