Boyds Federal Credit Union

Social
  • +1

A short history of Boyds FCU

Since its inception in 1962 the Boyds Federal Credit Union has been serving its members in the boyds, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Maria Romero, the Boyds FCU has grown its membership to over 373 with assets of more than $1,783,976. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (301) 972-0275 or email them at boydsfedcu@comcast.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in boyds, MD.

General Information For Boyds FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14876
Address p.o. box 75 
City boyds 
State Maryland 
Zip-Code 20841
Phone Number (301) 972-0275
Fax Number () -
Email Address: boydsfedcu@comcast.net
CEO/President Maria Romero
Members 373 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,783,976 
Website  

Compare Boyds Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mid-atlantic CU Germantown 12820 Wisteria Dr 20874 (301) 944-1800 No 2.58
Montgomery County Employees CU MONTGOMERY COUNTY EFCU 20 COURTHOUSE SQ Ste 101 20850 (301) 279-1964 No 2.88
Judd`s CU Main Branch 16501 Shady Grove Rd 20898 (301) 519-9780 No 8.74
Maryland Postal CU Main 16501 Shady Grove Rd 20898 (301) 519-9780 No 8.76
National Institutes Of Health CU Branch 5215 Loughboro Rd NW 20016 (301) 296-0627 No 11.37

Boyds Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Boyds Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 7.00 4.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 545 138 N/A
Rank Among All Maryland Credit Unions N/A 43 54 18 N/A

Boyds Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A N/A N/A
Rank Among All Maryland Credit Unions N/A 13 N/A N/A N/A
Boyds Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0001121,975
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0008118,676
Used Vehicle Loans 7.0001372,798
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003138,227
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.00049,721
TOTAL LOANS & LEASES 39361,397

Boyds Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 138,50700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 194,76100
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 14,95900

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 3138,22700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Boyds Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No