Mid American Credit Union

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A short history of Mid American CU

Since its inception in 1936 the Mid American Credit Union has been serving its members in the Wichita, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by BRADLEY HERZET, the Mid American CU has grown its membership to over 36,784 with assets of more than $277,650,450. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (316) 722-3921 or email them at macu@midamerican.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita, KS.

General Information For Mid American CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65378
Address 8404 W Kellogg Dr 
City Wichita 
State Kansas 
Zip-Code 67209
Phone Number (316) 722-3921
Fax Number (316) 722-0920
Email Address: macu@midamerican.coop
Members 36,784 
Full-Time Employees 99 
Part-Time Employees
Number of Branch Offices
Total Assets 277,650,450 
Website http://www.midamerican.coop 

Compare Mid American Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Catholic Family CU CFFCU - Main office 717 N Socora St 67212 (316) 264-9163 No 2.09
Credit Union Of America CU Goddard 19991 W Kellogg Dr 67052 (316) 721-3228 No 2.10
Skyward CU Pawnee Branch 5800 E Pawnee St 67277 (316) 515-3900 No 2.41
Wichita CU East Office 9835 E. 21st ST 67206 (316) 941-0600 No 4.04
Quantum CU West 6300 W 21st St N 67205 (316) 263-5756 No 4.22

Mid American Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mid American Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.59 3.59 4.13 4.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 220 157 159 126
Rank Among All Kansas Credit Unions 10 21 10 17 10

Mid American Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 0.15 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 124 207 184
Rank Among All Kansas Credit Unions 14 20 15 15 12
Mid American Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9003,4965,151,405
All Other Unsecured Loans/Lines of Credit 14.9002,1604,615,053
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5902,67451,559,566
Used Vehicle Loans 3.59011,374134,484,268
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13041137,573,380
Total Other Real Estate Loans/Lines of Credit 4.2003657,643,373
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.2505736,073,304
TOTAL LOANS & LEASES 21,053247,100,349

Mid American Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15218,013,92871,399,439
    b. 15 Years or less 25113,755,617161,260,476
    a. > 15 years 0000
    b. 15 Years or less 85,803,8351856,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2535,803,260361,350,475
Closed-End Adjustable Rate 198900
Open-End Adjustable Rate 1111,839,124631,578,853
Open-End Fixed Rate 0000
TOTALS 77645,216,7531236,445,243


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mid American Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes