Meridian Mutual Federal Credit Union

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A short history of Meridian Mutual FCU

Since its inception in 1953 the Meridian Mutual Federal Credit Union has been serving its members in the Meridian, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Smith, the Meridian Mutual FCU has grown its membership to over 6,515 with assets of more than $36,784,759. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (601) 693-1900 or email them at info@meridianmutualfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Meridian, MS.

General Information For Meridian Mutual FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8433
Address PO Box 310 
City Meridian 
State Mississippi 
Zip-Code 39302
Phone Number (601) 693-1900
Fax Number (601) 482-5748
Email Address: info@meridianmutualfcu.com
CEO/President Debbie Smith
Members 6,515 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 36,784,759 
Website http://www.meridianmutualfcu.com 

Compare Meridian Mutual Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postal CU Postal Credit Union 2100 9th St Ste 5 39302 (601) 693-7413 No 0.27
1st Mississippi CU Quitman Branch 212 S Archusa Ave 39355 (601) 776-2400 No 0.38
Meridian Mississippi Ang CU Main 6225 M St Bldg 305 39304 (604) 483-7307 No 2.74
Muna CU MUNA Federal Credit Union 4400 Highway 39 N 39303 (601) 693-8563 No 3.18
East Central Mississippi CU East Central Mississippi Credit Union 102 OLD HIGHWAY 15 LOOP 39345 (601) 683-3322 No 25.90

Meridian Mutual Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Meridian Mutual Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.74 11.20 4.54 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 368 775 209 N/A
Rank Among All Mississippi Credit Unions 10 30 50 10 N/A

Meridian Mutual Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 284 243
Rank Among All Mississippi Credit Unions N/A 27 6 31 16
Meridian Mutual Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.000229308,720
All Other Unsecured Loans/Lines of Credit 14.2907831,093,949
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.74046700,395
Used Vehicle Loans 11.2003342,669,966
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5401224,640,102
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.570146827,691
TOTAL LOANS & LEASES 1,66010,240,823

Meridian Mutual Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1224,640,1024214,900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1224,640,1024214,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Meridian Mutual Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes