Postal Credit Union

Social
  • +1

A short history of Postal CU

Since its inception in 1932 the Postal Credit Union has been serving its members in the MERIDIAN, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Payne, the Postal CU has grown its membership to over 583 with assets of more than $5,785,460. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (601) 693-7413 or email them at postalcu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MERIDIAN, MS.

General Information For Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63656
Address P O BOX 654 
City MERIDIAN 
State Mississippi 
Zip-Code 39302
Phone Number (601) 693-7413
Fax Number (601) 693-7403
Email Address: postalcu@bellsouth.net
CEO/President Linda Payne
Members 583 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,785,460 
Website  

Compare Postal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Meridian Mutual CU Main Office 809 26th Ave 39302 (601) 693-1900 No 0.08
1st Mississippi CU Quitman Branch 212 S Archusa Ave 39355 (601) 776-2400 No 0.38
Meridian Mississippi Ang CU Main 6225 M St Bldg 305 39304 (604) 483-7307 No 2.74
Muna CU MUNA Federal Credit Union 4400 Highway 39 N 39303 (601) 693-8563 No 3.18
East Central Mississippi CU East Central Mississippi Credit Union 102 OLD HIGHWAY 15 LOOP 39345 (601) 683-3322 No 25.90

Postal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 7.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 545 N/A N/A
Rank Among All Mississippi Credit Unions N/A 12 28 N/A N/A

Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A N/A N/A
Rank Among All Mississippi Credit Unions N/A 25 N/A N/A N/A
Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.50046118,446
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00014209,683
Used Vehicle Loans 7.00048450,111
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50027255,073
TOTAL LOANS & LEASES 1351,033,313

Postal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No