East Central Mississippi Credit Union

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A short history of East Central Mississippi CU

Since its inception in 1971 the East Central Mississippi Credit Union has been serving its members in the NEWTON, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deloris Little, the East Central Mississippi CU has grown its membership to over 1,914 with assets of more than $5,178,988. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (601) 683-3322 or email them at eastcent@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEWTON, MS.

General Information For East Central Mississippi CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65470
Address P. O. BOX 5 
City NEWTON 
State Mississippi 
Zip-Code 39345
Phone Number (601) 683-3322
Fax Number (601) 683-7040
Email Address: eastcent@bellsouth.net
CEO/President Deloris Little
Members 1,914 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,178,988 
Website http://ecmcu.net 

Compare East Central Mississippi Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Meridian Mississippi Ang CU Main 6225 M St Bldg 305 39304 (604) 483-7307 No 25.15
Mississippi Central CU Mississippi Central Federal 5134 Highway 80 39117 (601) 732-8887 No 27.27
Meridian Mutual CU Main Office 809 26th Ave 39302 (601) 693-1900 No 27.59
Postal CU Postal Credit Union 2100 9th St Ste 5 39302 (601) 693-7413 No 27.87
1st Mississippi CU Quitman Branch 212 S Archusa Ave 39355 (601) 776-2400 No 28.00

East Central Mississippi Credit Union Financial Performance Charts


Performance Charts

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Financial Data


East Central Mississippi Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 15.00 9.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 813 485 N/A
Rank Among All Mississippi Credit Unions N/A 36 56 27 N/A

East Central Mississippi Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.15 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 324 227
Rank Among All Mississippi Credit Unions N/A 26 N/A 35 14
East Central Mississippi Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.000561355,762
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.000229,379
Used Vehicle Loans 15.0001831,239,922
Total 1st Mortgage Real Estate Loans/Lines of Credit 9.000565,908
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 16.00063354,204
TOTAL LOANS & LEASES 8142,045,175

East Central Mississippi Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 565,90800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 565,90800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

East Central Mississippi Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No