Mendo Lake Credit Union

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A short history of Mendo Lake CU

Since its inception in 1959 the Mendo Lake Credit Union has been serving its members in the Ukiah, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Sheffield, the Mendo Lake CU has grown its membership to over 30,621 with assets of more than $246,119,628. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (707) 468-0161 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ukiah, CA.

General Information For Mendo Lake CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61667
Address 115 E Smith St 
City Ukiah 
State California 
Zip-Code 95482
Phone Number (707) 468-0161
Fax Number (707) 468-9028
Email Address:
CEO/President Todd Sheffield
Members 30,621 
Full-Time Employees 65 
Part-Time Employees
Number of Branch Offices
Total Assets 246,119,628 

Compare Mendo Lake Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
City Of Ukiah Employees CU city of ukiah employees cu 1425 S State St 95482 (707) 462-3557 No 2.16

Mendo Lake Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mendo Lake Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.43 5.05 6.01 4.13 4.14
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 373 403 444 160 120
Rank Among All California Credit Unions 84 134 146 66 28

Mendo Lake Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.08 0.22 0.11
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 138 315 282
Rank Among All California Credit Unions N/A 45 49 95 88
Mendo Lake Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4302,0591,831,503
All Other Unsecured Loans/Lines of Credit 11.5403,1068,101,507
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0501,83941,491,299
Used Vehicle Loans 6.0106,58480,277,508
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13023220,615,376
Total Other Real Estate Loans/Lines of Credit 4.14019710,884,562
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2601321,663,826
TOTAL LOANS & LEASES 14,149164,865,581

Mendo Lake Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4710,322,61682,111,000
    b. 15 Years or less 172,044,0921200,000
    a. > 15 years 3600,60400
    b. 15 Years or less 1107,82600
Other Fixed Rate 1597,419,5628488,800
Adjustable Rate 1 yr or less 5120,67600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 8247,25900
Open-End Adjustable Rate 18610,630,373161,481,500
Open-End Fixed Rate 36,93000
TOTALS 42931,499,938334,281,300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1338,695,4541,481,500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mendo Lake Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes