Members 1st Federal Credit Union

  • +1

A short history of Members 1st FCU

Since its inception in 1950 the Members 1st Federal Credit Union has been serving its members in the Mechanicsburg, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by George Nahodil, the Members 1st FCU has grown its membership to over 365,954 with assets of more than $3,596,108,353. They have a main office and 52 branch offices. Please see the credit unions website or contact them by phone at (717) 697-1161 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mechanicsburg, PA.

General Information For Members 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6694
Address 5000 Louise Dr 
City Mechanicsburg 
State Pennsylvania 
Zip-Code 17055
Phone Number (717) 697-1161
Fax Number (717) 697-6024
Email Address:
CEO/President George Nahodil
Members 365,954 
Full-Time Employees 852 
Part-Time Employees 111 
Number of Branch Offices 52 
Total Assets 3,596,108,353 

Compare Members 1st Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Americhoice CU Highland Park 433 S 18th St 17011 (717) 697-3474 No 0.39
Susquehanna Valley CU Main Branch 3850 Hartzdale Dr 17011 (717) 737-4152 No 3.85
New Cumberland CU EDC office 1 Airport Dr 17070 (717) 774-7999 No 6.78
Pennsylvania State Employees CU PSECU Financial Education Center @ HACC Lancaster Campus 1641 Old Philadelphia Pike 17602 (717) 293-5281 No 10.02
Belco Community Credit Union CU North Hanover St 320 N Hanover St 17013 (717) 232-3526 No 10.78

Members 1st Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 3.99 5.99 3.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 279 442 102 74
Rank Among All Pennsylvania Credit Unions 69 103 142 23 26

Members 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 1.44 1.44
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 98 100
Rank Among All Pennsylvania Credit Unions 16 37 23 18 14
Members 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.50065,293195,883,728
All Other Unsecured Loans/Lines of Credit 9.89014,909111,324,709
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0002,92574,654,669
New Vehicle Loans 3.99024,859498,823,220
Used Vehicle Loans 5.99058,549586,782,570
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7509,040905,607,845
Total Other Real Estate Loans/Lines of Credit 3.7509,853295,046,583
Leases Receivable 3.1104,003129,395,223
Total All Other Loans/Lines of Credit 6.00011,547103,936,379
TOTAL LOANS & LEASES 200,9782,901,454,926

Members 1st Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,144180,964,85239671,400,563
    b. 15 Years or less 4,712267,034,86638939,281,619
    a. > 15 years 819203,049,7143915,248,133
    b. 15 Years or less 4857,797,624718,935,529
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1,884114,484,96641760,960,699
Adjustable Rate > 1 yr 43382,275,823245,983,840


Closed-End Fixed Rate 5,755171,660,91679528,219,881
Closed-End Adjustable Rate 531,499,38813887,424
Open-End Adjustable Rate 4,045121,886,27983543,140,309
Open-End Fixed Rate 0000
TOTALS 18,8931,200,654,4282,915284,057,997


Interest Only & Payment Option 1st Mortgage Loans 1,07585,052,38641,560,891
Interest Only & Payment Option Other RE/LOC Loans 2,64390,302,29543,902,333
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members 1st Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes