Members 1st Credit Union

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A short history of Members 1st CU

Since its inception in 1936 the Members 1st Credit Union has been serving its members in the Redding, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Teri Vanderpol, the Members 1st CU has grown its membership to over 18,870 with assets of more than $183,905,810. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (530) 222-6060 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Redding, CA.

General Information For Members 1st CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62677
Address PO BOX 492395 
City Redding 
State California 
Zip-Code 96049
Phone Number (530) 222-6060
Fax Number (530) 221-5532
Email Address:
CEO/President Teri Vanderpol
Members 18,870 
Full-Time Employees 47 
Part-Time Employees
Number of Branch Offices
Total Assets 183,905,810 

Compare Members 1st Credit Union To Other Local Credit Unions

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Members 1st Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Members 1st Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.99 3.45 3.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 145 142 102 229
Rank Among All California Credit Unions 51 56 65 33 70

Members 1st Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.30 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 302 283
Rank Among All California Credit Unions N/A 45 46 89 89
Members 1st Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9903,4136,832,223
All Other Unsecured Loans/Lines of Credit 11.9902271,093,988
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,89250,317,294
Used Vehicle Loans 3.4503,20847,481,346
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75026919,985,784
Total Other Real Estate Loans/Lines of Credit 5.0002325,037,461
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0501603,005,175
TOTAL LOANS & LEASES 9,401133,753,271

Members 1st Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1153,17600
    b. 15 Years or less 22218,883,343394,062,466
    a. > 15 years 2241,59500
    b. 15 Years or less 0000
Other Fixed Rate 580,010316,893
Adjustable Rate 1 yr or less 33540,44618379,497
Adjustable Rate > 1 yr 687,21400


Closed-End Fixed Rate 16227,66000
Closed-End Adjustable Rate 942,179,754247,000
Open-End Adjustable Rate 1072,293,31845598,398
Open-End Fixed Rate 15336,7297157,322
TOTALS 50125,023,2451145,261,576


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members 1st Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes