Maine Highlands Federal Credit Union

Social
  • +1

A short history of Maine Highlands FCU

Since its inception in 1966 the Maine Highlands Federal Credit Union has been serving its members in the Dexter, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rhonda Taylor, the Maine Highlands FCU has grown its membership to over 12,132 with assets of more than $111,564,536. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (207) 924-5544 or email them at mhfcu@mainehighlandscreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dexter, ME.

General Information For Maine Highlands FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17398
Address PO Box 233 
City Dexter 
State Maine 
Zip-Code 04930
Phone Number (207) 924-5544
Fax Number (207) 924-7527
Email Address: mhfcu@mainehighlandscreditunion.com
CEO/President Rhonda Taylor
Members 12,132 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 111,564,536 
Website http://www.MaineHighlandsCreditUnio 

Compare Maine Highlands Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sebasticook Valley CU Nokomis High School 266 Williams Rd 04953 (207) 368-4354 No 17.10
Franklin-somerset CU Madison 20 MAIN ST 04950 (207) 696-3691 No 25.89

Maine Highlands Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Maine Highlands Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 4.29 5.29 4.75 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 316 360 238 341
Rank Among All Maine Credit Unions 22 27 34 23 27

Maine Highlands Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.95 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 183 94
Rank Among All Maine Credit Unions N/A 8 10 15 7
Maine Highlands Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9001,1301,245,478
All Other Unsecured Loans/Lines of Credit 12.9902,0354,723,029
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.290771,613,080
Used Vehicle Loans 5.2901,54212,979,022
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7502,48259,743,217
Total Other Real Estate Loans/Lines of Credit 6.0003286,206,219
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5006855,040,342
TOTAL LOANS & LEASES 8,27991,550,387

Maine Highlands Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,00734,761,9303175,327,175
    b. 15 Years or less 2344,841,71848797,597
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 24120,139,569161,460,040

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 811,059,36700
Open-End Adjustable Rate 2475,146,85214452,200
Open-End Fixed Rate 0000
TOTALS 2,81065,949,4363958,037,012

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Maine Highlands Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes