Sebasticook Valley Federal Credit Union

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A short history of Sebasticook Valley FCU

Since its inception in 1953 the Sebasticook Valley Federal Credit Union has been serving its members in the PITTSFIELD, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JAMES LEMIEUX, the Sebasticook Valley FCU has grown its membership to over 11,337 with assets of more than $97,196,860. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 487-5576 or email them at jlemieux@svfcume.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PITTSFIELD, ME.

General Information For Sebasticook Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8936
Address POB 10 
City PITTSFIELD 
State Maine 
Zip-Code 04967
Phone Number (207) 487-5576
Fax Number (207) 487-5149
Email Address: jlemieux@svfcume.com
CEO/President JAMES LEMIEUX
Members 11,337 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 97,196,860 
Website http://svfcume.com 

Compare Sebasticook Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Franklin-somerset CU Madison 20 MAIN ST 04950 (207) 696-3691 No 14.26
Ksw CU Belfast 135 Waldo Ave 04915 (207) 338-5160 No 16.75
Taconnet CU Taconnet FCU 316 Benton Ave 04901 (207) 872-7909 No 18.04
Maine Highlands CU Brownville Branch 194 Main Rd 04414 (207) 965-8377 No 18.13
Winslow Community CU SYNERGENT CORP 2 LEDGEVIEW DR 04101 (800) 442-6715 No 19.00

Sebasticook Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sebasticook Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.00 5.00 4.12 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 397 324 158 229
Rank Among All Maine Credit Unions 10 33 28 12 15

Sebasticook Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 207 184
Rank Among All Maine Credit Unions N/A 8 13 20 19
Sebasticook Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,1551,497,537
All Other Unsecured Loans/Lines of Credit 9.5001,0682,782,400
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0001192,108,884
Used Vehicle Loans 5.0001,54715,772,731
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1203,31534,469,230
Total Other Real Estate Loans/Lines of Credit 5.00056619,916,889
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0005155,900,056
TOTAL LOANS & LEASES 8,28582,447,727

Sebasticook Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,82821,408,1203251,841,690
    b. 15 Years or less 48713,061,110553,282,408
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 41617,426,905291,390,227
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1502,489,9847357,400
Open-End Fixed Rate 0000
TOTALS 3,88154,386,1194166,871,725

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sebasticook Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes