Liberty Bay Credit Union

  • +1

A short history of Liberty Bay CU

Since its inception in 1917 the Liberty Bay Credit Union has been serving its members in the Braintree, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Edward Lopes, the Liberty Bay CU has grown its membership to over 26,796 with assets of more than $693,428,772. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (617) 439-6500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Braintree, MA.

General Information For Liberty Bay CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67541
Address 300 Granite St Fl 3 
City Braintree 
State Massachusetts 
Zip-Code 02184
Phone Number (617) 439-6500
Fax Number (617) 439-6556
Email Address:
CEO/President Edward Lopes
Members 26,796 
Full-Time Employees 91 
Part-Time Employees
Number of Branch Offices
Total Assets 693,428,772 

Compare Liberty Bay Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tremont CU Roslindale Branch 10 Corinth St 02131 (617) 323-5620 No 0.57
Quincy CU Main Office 100 Quincy Ave 02169 (617) 479-5558 No 2.80
Rah CU RAH FEDERAL CU 45 DIAUTO DR 02368 (781) 961-2417 No 3.39
Boston Firefighters CU Main Office 60 Hallet St 02124 (617) 288-2420 No 5.86
Rockland CU Weymouth 1690 Main St 02190 (781) 878-0232 No 6.87

Liberty Bay Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Liberty Bay Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.75 3.99 4.99 3.38 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 398 279 323 58 38
Rank Among All Massachusetts Credit Unions 28 66 68 8 5

Liberty Bay Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 0.55 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 251 94
Rank Among All Massachusetts Credit Unions 10 19 25 49 7
Liberty Bay Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.750466552,722
All Other Unsecured Loans/Lines of Credit 8.7501,96215,316,626
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0002236,627,979
New Vehicle Loans 3.99086214,179,353
Used Vehicle Loans 4.9904,20145,654,584
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3801,292269,113,716
Total Other Real Estate Loans/Lines of Credit 3.2501,56187,857,172
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99017738,242,865
TOTAL LOANS & LEASES 10,744477,545,017

Liberty Bay Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 692156,472,105206,246,100
    b. 15 Years or less 34847,583,378112,596,500
    a. > 15 years 197,946,574125,595,000
    b. 15 Years or less 4010,775,8583778,150
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10020,479,19200
Adjustable Rate > 1 yr 9325,856,60900


Closed-End Fixed Rate 1475,789,22613642,800
Closed-End Adjustable Rate 3514,285,68841,875,650
Open-End Adjustable Rate 1,37967,782,2581204,940,057
Open-End Fixed Rate 0000
TOTALS 2,853356,970,88818322,674,257


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 93649,096,2993,941,825
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Liberty Bay Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes