Lafayette Schools' Federal Credit Union

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A short history of Lafayette Schools' FCU

Since its inception in 1954 the Lafayette Schools' Federal Credit Union has been serving its members in the LAFAYETTE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Connie Roy, the Lafayette Schools' FCU has grown its membership to over 21,522 with assets of more than $205,055,674. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (337) 989-2800 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAFAYETTE, LA.

General Information For Lafayette Schools' FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9643
Address 515 GUILBEAU RD 
City LAFAYETTE 
State Louisiana 
Zip-Code 70506
Phone Number (337) 989-2800
Fax Number (337) 989-2816
Email Address: none
CEO/President Connie Roy
Members 21,522 
Full-Time Employees 55 
Part-Time Employees
Number of Branch Offices
Total Assets 205,055,674 
Website http://www.lsfcu.net 

Compare Lafayette Schools' Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maple CU Main 105 Toledo Dr 70596 (337) 233-6264 No 3.09
St. Jules CU Main Office of St Jules C U 1600 N Bertrand Dr 70506 (337) 261-1151 No 3.20
Acadian CU Acadian Federal Credit Union 102 Sunbeam Ln 70506 (337) 233-6744 No 3.32
Acadiana Medical CU Acadiana Medical Federal Cerdit Union 702 Saint Landry St 70506 (337) 289-2740 No 3.40
University Of Louisiana CU Main Branch- 805 Bertrand Dr 805 Bertrand Dr 70504 (337) 482-6956 No 3.91

Lafayette Schools' Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lafayette Schools' Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.94 3.57 4.14 4.22 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 153 218 218 171 100
Rank Among All Louisiana Credit Unions 18 37 26 19 5

Lafayette Schools' Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.38 0.99 0.96
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 81 177 165
Rank Among All Louisiana Credit Unions 14 41 8 19 17
Lafayette Schools' Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9403,0316,379,447
All Other Unsecured Loans/Lines of Credit 10.9701,9945,783,876
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.57070714,446,595
Used Vehicle Loans 4.1402,11326,998,623
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.22080760,487,694
Total Other Real Estate Loans/Lines of Credit 4.0002587,001,036
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6708279,323,377
TOTAL LOANS & LEASES 9,737130,420,648

Lafayette Schools' Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 33638,128,252162,290,303
    b. 15 Years or less 27715,832,813181,323,834
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 21622,47400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1735,904,15579550,298

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 481,010,48300
Open-End Adjustable Rate 2105,990,5531391,257,957
Open-End Fixed Rate 0000
TOTALS 1,06567,488,7302525,422,392

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lafayette Schools' Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes