University Of Louisiana Federal Credit Union

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A short history of University Of Louisiana FCU

Since its inception in 1958 the University Of Louisiana Federal Credit Union has been serving its members in the Lafayette, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Kidder, the University Of Louisiana FCU has grown its membership to over 6,359 with assets of more than $46,885,897. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (337) 482-6956 or email them at memberservices@ulfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lafayette, LA.

General Information For University Of Louisiana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12570
Address PO Box 42970 
City Lafayette 
State Louisiana 
Zip-Code 70504
Phone Number (337) 482-6956
Fax Number (337) 537-8222
Email Address: memberservices@ulfcu.com
CEO/President Debbie Kidder
Members 6,359 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 46,885,897 
Website http://ulfcu.com 

Compare University Of Louisiana Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Jules CU Main Office of St Jules C U 1600 N Bertrand Dr 70506 (337) 261-1151 No 0.69
Acadian CU Acadian Federal Credit Union 102 Sunbeam Ln 70506 (337) 233-6744 No 1.04
Maple CU Main 105 Toledo Dr 70596 (337) 233-6264 No 1.06
Acadiana Medical CU Acadiana Medical Federal Cerdit Union 702 Saint Landry St 70506 (337) 289-2740 No 1.07
Section 705 CU Section 705 FCU 1455 W Willow St 70506 (337) 232-8450 No 1.58

University Of Louisiana Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


University Of Louisiana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.40 1.99 3.75 3.95 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 371 34 175 133 200
Rank Among All Louisiana Credit Unions 41 3 17 9 13

University Of Louisiana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.11 0.25 0.40 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 126 105 285 259
Rank Among All Louisiana Credit Unions 14 40 13 53 37
University Of Louisiana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4009431,654,402
All Other Unsecured Loans/Lines of Credit 8.9009083,476,989
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000237,850
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901392,667,538
Used Vehicle Loans 3.7504414,987,277
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9501269,742,552
Total Other Real Estate Loans/Lines of Credit 4.7506262,177
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0001311,393,166
TOTAL LOANS & LEASES 2,71724,191,951

University Of Louisiana Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 734,047,4217304,437
Balloon/Hybrid
    a. > 15 years 292,69000
    b. 15 Years or less 11802,24100
Other Fixed Rate 172,87800
Adjustable Rate 1 yr or less 16,17400
Adjustable Rate > 1 yr 384,721,1484461,069

OTHER REAL ESTATE

Closed-End Fixed Rate 4102,25900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2159,91800
Open-End Fixed Rate 0000
TOTALS 13210,004,72911765,506

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University Of Louisiana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes