Kraftcor Federal Credit Union

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A short history of Kraftcor FCU

Since its inception in 1972 the Kraftcor Federal Credit Union has been serving its members in the HAWESVILLE, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Smith, the Kraftcor FCU has grown its membership to over 1,893 with assets of more than $15,041,728. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 927-8293 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAWESVILLE, KY.

General Information For Kraftcor FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20891
State Kentucky 
Zip-Code 42348
Phone Number (270) 927-8293
Fax Number (270) 927-8572
Email Address:
CEO/President Karen Smith
Members 1,893 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,041,728 

Compare Kraftcor Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Labor Management CU LABOR MANAGEMENT FCU 679 STATE ROUTE 1957 42351 (270) 295-3422 No 6.70
Whitesville Community CU Whitesville Community Credit Union 10589 Franklin St 42378 (270) 233-4447 No 13.93
Green River Area CU MAIN OFFICE 3000 E 4TH ST 3000 Highway 144 42303 (270) 926-0210 No 17.91
Audubon CU Main Office 1429 Breckenridge St 42302 (270) 685-3487 No 19.57
Daviess County Teachers CU Daviess County Teachers Federal Credit Union 1900 Southeastern Pkwy 42302 (270) 684-8954 No 19.61

Kraftcor Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Kraftcor Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.00 4.00 3.99 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 35 203 137 56
Rank Among All Kentucky Credit Unions 16 3 16 10 5

Kraftcor Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 302 259
Rank Among All Kentucky Credit Unions 9 19 N/A 29 25
Kraftcor Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90097132,764
All Other Unsecured Loans/Lines of Credit 7.200160386,317
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.00050887,486
Used Vehicle Loans 4.0004022,972,098
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.990362,080,031
Total Other Real Estate Loans/Lines of Credit 3.500411,581,661
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.25083554,056
TOTAL LOANS & LEASES 8698,594,413

Kraftcor Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 362,080,031148,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 497,11900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,484,54212142,786
Open-End Fixed Rate 0000
TOTALS 773,661,69213190,786


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kraftcor Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes