Whitesville Community Credit Union

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A short history of Whitesville Community CU

Since its inception in 1962 the Whitesville Community Credit Union has been serving its members in the Whitesville, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kim Greer, the Whitesville Community CU has grown its membership to over 1,877 with assets of more than $23,168,891. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 233-4447 or email them at wccudl@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Whitesville, KY.

General Information For Whitesville Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62432
Address P O Box 83 
City Whitesville 
State Kentucky 
Zip-Code 42378
Phone Number (270) 233-4447
Fax Number (270) 233-4880
Email Address: wccudl@aol.com
CEO/President Kim Greer
Members 1,877 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,168,891 
Website http://www.whitesvillecommunitycu.c 

Compare Whitesville Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Daviess County Teachers CU Daviess County Teachers Federal Credit Union 1900 Southeastern Pkwy 42302 (270) 684-8954 No 12.41
Green River Area CU MAIN OFFICE 3000 E 4TH ST 3000 Highway 144 42303 (270) 926-0210 No 14.09
Audubon CU Main Office 1429 Breckenridge St 42302 (270) 685-3487 No 14.36
Modern Employees CU Modern Employees Federal Credit Union 1727 Moseley St 42303 (270) 685-1025 No 14.58
Friends First CU Friends First FCU 922 Triplett St Ste 1 42303 (270) 684-1829 No 14.75

Whitesville Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Whitesville Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.00 2.50 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 35 52 205 168
Rank Among All Kentucky Credit Unions 4 3 5 21 12

Whitesville Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 N/A N/A N/A
Rank Among All Kentucky Credit Unions N/A 15 N/A N/A N/A
Whitesville Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9907674,902
All Other Unsecured Loans/Lines of Credit 4.00055133,471
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.00028416,420
Used Vehicle Loans 2.5001571,437,235
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500904,267,132
Total Other Real Estate Loans/Lines of Credit 4.50016394,599
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.61078762,482
TOTAL LOANS & LEASES 5007,486,241

Whitesville Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,266,4664402,479
    b. 15 Years or less 301,573,61200
    a. > 15 years 11413,34700
    b. 15 Years or less 9328,06400
Other Fixed Rate 27685,643140,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 16394,599267,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1064,661,7317509,879


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Whitesville Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes